States · Georgia · Ben Hill County

Fitzgerald, Georgia.

Typical home $126,309 (-1.4% in a year). Fitzgerald, GA metro.

What it costs per month · Fitzgerald $663/mo

to buy the typical home at today's mortgage rate — +$372 (+128%) since Jan 2020.

What the home itself did
1 year
Down $1,795 -1%
$128,104$126,309 since Sep 2025
5 years
Up $23,033 +22%
$103,276$126,309 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fitzgerald $663 Georgia $1,727 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fitzgerald$663
  • Georgia$1,727
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Fitzgerald, GA fell 1.4% over the past year — slower than the nation's +1.2%.

Living in Fitzgerald, Ben Hill County, Georgia

Fitzgerald is a city of 9,006 people in Ben Hill County. Half its households earn more than $37,323 a year and half less, against $41,758 across Ben Hill County; 28% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Ben Hill County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 9,006 in the 2020 census; median age 37.5
Household income $37,323 the median, give or take $5,685 · Ben Hill County: $41,758
Unemployment 4.2% Ben Hill County, August 2026; 4.1% a year before
Homes 54% lived in by their owners; 46% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fitzgerald is a small South Georgia city and the seat of Ben Hill County. Its residents are a little older than the typical American town, and incomes run below the county's. Most homes are lived in by their owners, though a good share of households rent, and few adults hold a four-year degree. Winters are mild with little or no snow, summers are hot, and the year brings plenty of rain.

Work. Many residents work in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, or in transport, warehouses and utilities. Among the largest workplaces in Fitzgerald are Ben Hill County Schools, Walmart and Polar Southern Bottling. Commutes are short, and very few people work from home. Across Ben Hill County, jobs slipped a little last year and unemployment has stayed close to where it was a year earlier.

Things to do. The Blue and Gray Museum is in or beside town and is the easiest place to start. A longer drive brings you to the Georgia Museum of Agriculture & Historic Village, as well as Broxton Rocks, a protected area. The Satilla River is also a longer drive away for time by the water.

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  • 3,858households
  • 14%of adults have a degree
  • 28%below the poverty line
  • 14 mintypical commute
  • 3%work from home

What residents work in

  • Manufacturing23%
  • Schools, hospitals and social care19%
  • Restaurants, hotels and entertainment11%
  • Transport, warehouses and utilities8%
  • Government8%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Ben Hill County had 5,665 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 60° and 39°; warmest in July, 92° and 72° 40° 60° 80° 100° J 60° 39° F M A M J J 92° 72° A S O N D
Average daily high and low for each month: coldest in January, 60° and 39°; warmest in July, 92° and 72° 40° 60° 80° 100° J 60° 39° F M A M J J 92° 72° A S O N D

Coldest in January, with highs near 60° and lows near 39°; warmest in July, with highs near 92° and lows near 72°. About 48 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Fitzgerald weather station, under a mile away (NOAA).

Largest workplaces in Fitzgerald

  1. Ben Hill County SchoolsSchool district481FTE
  2. WalmartWarehouse clubs and supercenters275
  3. Polar Southern BottlingBeverages, soft drink, manufacturing260
  4. Southern Veneer ProductsSoftwood plywood composites manufacturing180
  5. Eagle Railcar Services - Fitzgerald, GeorgiaLocomotive and rail car repair122
  6. Mana NutritionPeanut butter manufacturing107
  7. LCISteel fabrication and manufactured frames68
  8. Agri-ProductsSawdust and shavings manufacturing63

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 1,129 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively high
  2. LightningRelatively high
  3. Strong windRelatively high
  4. HurricanesRelatively moderate
  5. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fitzgerald’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ben Hill County and the Fitzgerald, GA metro.

Fitzgerald home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Fitzgerald $126,309 Georgia $329,115 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Fitzgerald$126,309
  • Georgia$329,115
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Fitzgerald listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fitzgerald 20.33% United States 26.90%
5% 10% 15% 20% 25% 2018 2022 2026
  • Fitzgerald20.33%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fitzgerald 93
40 60 80 100 2018 2022 2026
  • Fitzgerald93

New listings per month

Sellers arriving at the market.

10 15 20 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fitzgerald 19
10 15 20 2018 2022 2026
  • Fitzgerald19

Zip codes with a Fitzgerald address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fitzgerald — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fitzgerald