Flat Rock, Michigan.
Typical home $264,253 (+4.5% in a year). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$733 (+112%) since Jan 2020.
- 1 year
- Up $11,296 +4%
- $252,957$264,253 since Sep 2025
- 5 years
- Up $53,133 +25%
- $211,120$264,253 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Flat Rock$1,387
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Flat Rock, MI rose 4.5% over the past year — faster than the nation's +1.2%.
Living in Flat Rock, Wayne County, Michigan
Flat Rock is a city of 10,541 people in Wayne County. Half its households earn more than $81,585 a year and half less, against $60,539 across Wayne County; 10% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Wayne County was 6.9% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Flat Rock is a small city in Wayne County where most homes are lived in by their owners, and household incomes run well above the county's. The population is middle-aged, a four-year degree is held by a minority of adults, and fewer people live below the poverty line than you might expect in a county with a large urban core. Winters are cold, with January the coldest month and freezing nights, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops and professional and business services. In Flat Rock itself, some of the largest workplaces are Meijer, Flat Rock Community Schools and Target Steel. Across Wayne County, unemployment has risen over the past year and the number of jobs has slipped slightly. A typical commute is fairly long, and a small share of people work from home.
Things to do. The Huron River and the Detroit River are both a short drive away, for time along the water. For a longer outing, the Detroit Institute of Arts is a major museum, and The Henry Ford is another museum, each a longer drive away. Ford Field, one of the stadiums in Detroit, is also a longer drive from town.
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- 3,924households
- 30%of adults have a degree
- 10%below the poverty line
- 29 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Wayne County had 721,389 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 17°; warmest in July, with highs near 84° and lows near 62°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Carleton 2W weather station, 9 miles away (NOAA).
Largest workplaces in Flat Rock
- MeijerRetail247
- Flat Rock Community SchoolsSchool district208FTE
- Target SteelMetals service centers170
- Flat Rock MetalPowder made from purchased iron or steel152
- Cox EnterprisesAutomobile and other motor vehicle merchant wholesalers26
- Flat RockMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 621 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Flat Rock’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wayne County and the Detroit-Warren-Dearborn, MI metro.
Flat Rock home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Flat Rock$264,253
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 5 Flat Rock listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Flat Rock17
New listings per month
Sellers arriving at the market.
- Flat Rock10
Zip codes with a Flat Rock address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Flat Rock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.