Flatwoods, Kentucky.
Typical home $152,968 (+5.8% in a year). Huntington-Ashland, WV-KY-OH metro.
to buy the typical home at today's mortgage rate — +$432 (+116%) since Jan 2020.
- 1 year
- Up $8,388 +6%
- $144,580$152,968 since Sep 2025
- 5 years
- Up $38,079 +33%
- $114,889$152,968 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Flatwoods$803
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Flatwoods, KY rose 5.8% over the past year — faster than the nation's +1.2%.
Living in Flatwoods, Greenup County, Kentucky
Flatwoods is a city of 7,325 people in Greenup County. Half its households earn more than $59,972 a year and half less, against $60,751 across Greenup County; 18% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Greenup County was 5.4% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Flatwoods is a small city in Greenup County, Kentucky, where most homes are lived in by their owners, a good deal more than in many towns of its size. Household incomes sit a little below the county's, and a fair number of residents live below the poverty line. Homes are modestly priced, and relatively few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with July the hottest. Rain and melted snow add up to a fair amount over the year.
Work. Many residents work in schools, hospitals and social care, with others in restaurants and hotels, in shops, and in professional and business services. Across Greenup County, the largest workplaces include Greenup County Schools, Graf Brothers Flooring and Lowe's. Commutes are fairly short, and only a few people work from home.
Things to do. Greenbo Lake and Greenbo Lake State Resort Park are both a short drive away, a reservoir and a protected park for time on the water and outdoors. The Little Sandy River is also a short drive away. Farther afield, Carter Caves State Resort Park is a longer drive, and so is the Huntington Museum of Art for a day among paintings and sculpture.
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- 2,866households
- 16%of adults have a degree
- 18%below the poverty line
- 20 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Greenup County had 7,006 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 85° and lows near 65°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ashland weather station, 8 miles away (NOAA).
Largest workplaces in Greenup County
- Greenup County SchoolsSchool district458FTE
- Russell Independent SchoolsSchool district318FTE
- Graf Brothers FlooringWood flooring manufacturing315
- Lowe's Companies, INCHomecenter157
- CintasGeneral warehousing & storage152
- Raceland-Worthington Independent SchoolsSchool district151FTE
- Kroger Mid-Atlantic KMASupermarkets and other grocery except convenience stores113
- Superior Environmental Solutions - GreenupEnvironmental remediation services110
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,250 people in all across the county; Flatwoods has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Strong windrelatively high in parts of FlatwoodsRelatively moderate
- Ice stormsRelatively moderate
- Lightningrelatively high in parts of FlatwoodsRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Flatwoods’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Greenup County and the Huntington-Ashland, WV-KY-OH metro.
Flatwoods home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Flatwoods$152,968
- Kentucky$230,909
- United States$366,157
Sellers are cutting prices on about 1 in 3 Flatwoods listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Flatwoods30.96%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Flatwoods29
New listings per month
Sellers arriving at the market.
- Flatwoods10
Zip codes with a Flatwoods address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Flatwoods — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.