Florin, California.
Typical home $416,420 (+1.5% in a year), asking rent $2,024 (+0.1%). Sacramento-Roseville-Folsom, CA metro.
to buy the typical home at today's mortgage rate — +$1,119 (+105%) since Jan 2020.
- 1 year
- Up $5,991 +1%
- $410,429$416,420 since Sep 2025
- 5 years
- Up $36,075 +9%
- $380,345$416,420 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Florin$2,186
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in Florin, CA rose 1.5% over the past year — faster than the nation's +1.2%.
Asking rents in Florin, CA rose 0.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Florin runs $862/mo more than renting one — the widest that gap has been in this data.
That is $2,886 a month against $2,024 rent: a $2,186 mortgage payment, plus $255 property tax and $446 insurance & upkeep.
Owning vs renting — Florin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,886
- Renting$2,024
- Mortgage only$2,186
Property tax · $255/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Sacramento County, CA
Insurance & upkeep · $446/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Florin, Sacramento County, California
Florin, in Sacramento County, had 52,388 people in the 2020 census. Half its households earn more than $71,111 a year and half less, against $92,175 across Sacramento County; 16% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Sacramento County was 5.3% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Florin is a community in Sacramento County, home to a younger population than much of the country. Household incomes run below the county's, and fewer adults hold a four-year degree than in many places. Most homes are lived in by their owners, though a good many households rent.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in transport, warehouses and utilities. Some of the largest workplaces in Florin are Siemens Mobility Rolling Stock French Road, which makes industrial locomotives and parts, PepsiCo, and Walmart. Many people commute a moderate distance, and some work from home.
Things to do. The American River is a short drive away, a place for time by the water. Also a short drive off are the Crocker Art Museum and the Sacramento Zoo. Winters are mild, with little or no snow and modest rainfall, while summers get hot.
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- 15,018households
- 14%of adults have a degree
- 16%below the poverty line
- 27 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Sacramento County had 733,061 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 56° and lows near 41°; warmest in July, with highs near 94° and lows near 61°. About 19 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Sacramento Ese weather station, 5 miles away (NOAA).
Largest workplaces in Florin
- Siemens Mobility Rolling Stock French RoadIndustrial locomotives and parts manufacturing2,600
- PepsiCoSoft drink manufacturing503
- WalmartWarehouse clubs and supercenters456
- Tesco ControlsMetering panels, electric, manufacturing328
- Costco WholesaleWholesale grocer326
- Fortune DistrictSchool district257FTE
- Sam's ClubWarehouse clubs and supercenters208
- Mary Ann's Baking CompanyBakery products, fresh, made in commercial bakeries204
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 5,944 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- EarthquakesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Florin’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sacramento County and the Sacramento-Roseville-Folsom, CA metro.
Florin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Florin$416,420
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Florin listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Florin27.53%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Florin46
New listings per month
Sellers arriving at the market.
- Florin15
Zip codes with a Florin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Florin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.