Floyd, Iowa.
Typical home $200,196 (+9.1% in a year).
to buy the typical home at today's mortgage rate — +$559 (+114%) since Jan 2020.
- 1 year
- Up $16,686 +9%
- $183,510$200,196 since Sep 2025
- 5 years
- Up $50,073 +33%
- $150,123$200,196 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Floyd$1,051
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Floyd, IA rose 9.1% over the past year — faster than the nation's +1.2%.
Living in Floyd, Floyd County, Iowa
Floyd is a city of 313 people in Floyd County. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Floyd County was 3.8% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Floyd County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Floyd is a very small Iowa city, the kind of place where neighbors tend to know one another. Most homes are lived in by their owners, and fewer people live below the poverty line here than in many places. Few adults hold a four-year degree, and the typical trip to work is short. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the hottest.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. Across Floyd County, some of the largest workplaces are Zoetis, which makes vaccines, the Charles City Comm School District and Floyd County Hospital. Unemployment in the county is about where it was a year ago, though the county has fewer jobs than it did the year before.
Things to do. Wildwood Park Historic District is a park a short drive away, a pleasant spot for a walk. Farther out, a longer drive brings you to the MacNider Art Museum, and to Parker's Opera House, a theatre. The Turkey River, one of the nearby rivers, is also a longer drive away.
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- 13%of adults have a degree
- 6%below the poverty line
- 18 mintypical commute
What people in Floyd County work in
Employed residents by industry, from the Census survey. Floyd County had 5,573 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 9°; warmest in July, with highs near 82° and lows near 62°. About 38 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Charles City weather station, 6 miles away (NOAA).
Largest workplaces in Floyd County
- ZoetisVaccines manufacturing561
- Charles City Comm School DistrictSchool district240FTE
- Floyd County HospitalCritical access hospital192FTE
- Hy-VeeSupermarkets and other grocery except convenience stores169
- Yokohama TWSTires manufacturing109
- Hoover's Hatchery CoEgg hatcheries, poultry98
- FarmChemFarm machinery and equipment merchant wholesalers86
- Fareway Stores, Inc. 501 Charles CityGrocery stores77
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 1,905 people in all across the county; Floyd has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Floyd’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County.
Floyd home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Floyd$200,196
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Floyd address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Floyd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.