Fort Gratiot, Michigan.
Typical home $268,934 (+5.1% in a year). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$776 (+122%) since Jan 2020.
- 1 year
- Up $13,071 +5%
- $255,863$268,934 since Sep 2025
- 5 years
- Up $55,359 +26%
- $213,575$268,934 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Gratiot$1,412
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Fort Gratiot, MI rose 5.1% over the past year — faster than the nation's +1.2%.
Living in Fort Gratiot, St. Clair County, Michigan
Fort Gratiot is a township of 11,242 people in St. Clair County. Half its households earn more than $87,165 a year and half less, against $71,270 across St. Clair County; 4% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in St. Clair County was 5.3% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Gratiot is a township where most homes are lived in by their owners, and the population skews older than much of the country. Household incomes run above the county's, and fewer residents live below the poverty line than you might expect. Winters are cold and snowy, with January the coldest month, while summers are warm, with July the warmest, and precipitation falls fairly evenly through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Some of the largest workplaces in the township are stores and care facilities, including Walmart, Meijer and Ciena Healthcare Management. Jobs across St. Clair County have slipped a little from the year before, and unemployment there is higher than it was a year earlier.
Things to do. The Black River and Lakeport State Park, a protected area, are both a short drive away for time outdoors. The Thomas Edison Depot Museum is also a short drive away, and the St. Clair River, a longer drive, is another place to be near the water.
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- 4,901households
- 30%of adults have a degree
- 4%below the poverty line
- 23 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Clair County had 41,734 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 20°; warmest in July, with highs near 81° and lows near 65°. About 36 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Port Huron weather station, 6 miles away (NOAA).
Largest workplaces in Fort Gratiot
- WalmartWarehouse clubs and supercenters346
- MeijerRetail231
- Ciena Healthcare ManagementNursing care facilities -skilled nursing facilities176
- Medilodge of Port HuronSkilled nursing facilities130
- Lowe's Companies, INCHomecenter122
- TargetDiscount department stores122
- Sanctuary at Mercy Village-Fort GratiotAssisted-living facilities with on-site nursing facilities67
- Kohl's51
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,364 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Clair County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Clair County and the Detroit-Warren-Dearborn, MI metro.
Fort Gratiot home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Gratiot$268,934
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Fort Gratiot listings, and the typical home goes pending in 17 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Gratiot31.65%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Gratiot67
New listings per month
Sellers arriving at the market.
- Fort Gratiot24
Zip codes with a Fort Gratiot address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Gratiot — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.