Fort Mitchell, Kentucky.
Typical home $420,814 (+5.1% in a year), asking rent $1,323 . Cincinnati, OH-KY-IN metro.
to buy the typical home at today's mortgage rate — +$1,117 (+102%) since Jan 2020.
- 1 year
- Up $20,381 +5%
- $400,433$420,814 since Sep 2025
- 5 years
- Up $82,062 +24%
- $338,752$420,814 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Mitchell$2,209
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Fort Mitchell, KY rose 5.1% over the past year — faster than the nation's +1.2%.
Living in Fort Mitchell, Kenton County, Kentucky
Fort Mitchell is a city of 8,702 people in Kenton County. Half its households earn more than $86,310 a year and half less, against $80,548 across Kenton County; 8% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Kenton County was 3.6% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Mitchell is a small city in Kenton County, Kentucky, with a residents' age that sits in the middle of the range, neither especially young nor old. Household incomes run above the county's, and a smaller share of people live below the poverty line than you might expect. Most homes are lived in by their owners, though a good number of households rent, and a large share of adults hold a four-year degree. Winters are cold, with January the coldest month, and the town sees a fair amount of snow, while July brings warm summer highs and rain falls through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, manufacturing and shops. Among the larger workplaces in Fort Mitchell are Drees Homes, Kroger Cincinnati-Dayton KMA and the Kentucky Transportation Cabinet. Unemployment across Kenton County is low and has barely moved over the past year, the number of jobs in the county has edged up, and the typical commute is short, with a good number of people working from home.
Things to do. The Cincinnati Zoo and Botanical Garden and the Newport Aquarium are both a short drive away, as is the Cincinnati Art Museum, which makes for an easy indoor afternoon. For a day outdoors, the Licking River is also close by. Anyone willing to drive further can reach the Creation Museum, a longer drive away.
Report a mistake
- 3,594households
- 48%of adults have a degree
- 8%below the poverty line
- 19 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Kenton County had 75,385 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 66°. About 23 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cincinnati Northern Ky Airport weather station, 6 miles away (NOAA).
Largest workplaces in Fort Mitchell
- Drees HomesHomebuilding305
- Kroger Cincinnati-Dayton KMASupermarkets and other grocery except convenience stores274
- Kentucky Transportation CabinetLicensing of transportation equipment, facilities, and services240
- Beechwood Independent SchoolsSchool district150FTE
- Watch Communications - Fort MitchellTelephone communications carriers, wireless52
- Paul Hemmer CompanyAddition, alteration and renovation for-sale builders, commercial and institutional building45
- First Equity MortgageMortgage43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 959 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Ice stormsRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Mitchell’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kenton County and the Cincinnati, OH-KY-IN metro.
Fort Mitchell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Mitchell$420,814
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Mitchell15
New listings per month
Sellers arriving at the market.
- Fort Mitchell6
Zip codes with a Fort Mitchell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Mitchell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.