Fort Oglethorpe, Georgia.
Typical home $243,417 (+0.6% in a year), asking rent $1,287 . Chattanooga, TN-GA metro.
to buy the typical home at today's mortgage rate — +$736 (+136%) since Jan 2020.
- 1 year
- Up $1,571 +1%
- $241,846$243,417 since Sep 2025
- 5 years
- Up $54,779 +29%
- $188,638$243,417 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Oglethorpe$1,278
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Fort Oglethorpe, GA rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Fort Oglethorpe, Catoosa County, Georgia
Fort Oglethorpe is a city of 10,423 people in Catoosa County. Half its households earn more than $51,867 a year and half less, against $74,639 across Catoosa County; 11% of its people live below the poverty line. 47% of its homes are lived in by their owners and 53% are rented. Unemployment in Catoosa County was 3.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Oglethorpe is a small Georgia city in Catoosa County, right beside the Tennessee line and the Chattanooga area. Residents tend to be older than in much of the country, and more households rent their homes than own them. Incomes in town run well below the county's, and winters are cool and mostly free of snow, with summers that get hot and rain falling plentifully through the year.
Work. Residents most often work in schools, hospitals and social care, followed by shops, transport and warehouses, and manufacturing. Some of the largest workplaces in town are Walmart, Parkside Nursing and Rehab, and Publix Super Markets. Most people have a commute of a moderate length, and relatively few work from home.
Things to do. Chickamauga and Chattanooga National Military Park, a historic battlefield site, lies in or beside town. A short drive away are Ruby Falls, a waterfall inside a cave, and the Tennessee Aquarium in Chattanooga. Lake Winnepesaukah, an amusement park, is also a short drive away.
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- 4,615households
- 20%of adults have a degree
- 11%below the poverty line
- 21 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Catoosa County had 16,421 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 29°; warmest in July, with highs near 89° and lows near 66°. About 1 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chickamauga Pk Larc weather station, 2 miles away (NOAA).
Largest workplaces in Fort Oglethorpe
- WalmartWarehouse clubs and supercenters439
- Parkside Nursing and RehabNursing homes206
- Publix Super MarketsSupermarkets and other grocery stores160
- Lowe's Companies, INCHomecenter154
- NHC Healthcare Fort OglethorpeSkilled nursing facilities145
- WalmartSupermarkets and other grocery stores134
- Maxx OutsourcingWood container and pallet manufacturing51
- National Park ServiceFederal government · Department of the Interior33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,386 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windrelatively high in parts of Fort OglethorpeRelatively moderate
- Lightningrelatively high in parts of Fort OglethorpeRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Oglethorpe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Catoosa County and the Chattanooga, TN-GA metro.
Fort Oglethorpe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Oglethorpe$243,417
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Fort Oglethorpe listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Oglethorpe33.15%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Oglethorpe39
New listings per month
Sellers arriving at the market.
- Fort Oglethorpe9
Zip codes with a Fort Oglethorpe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Oglethorpe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.