States · Minnesota · Polk County

Fosston, Minnesota.

Typical home $227,563 (+6.5% in a year). Grand Forks, ND-MN metro.

What it costs per month · Fosston $1,194/mo

to buy the typical home at today's mortgage rate — +$643 (+117%) since Jan 2020.

What the home itself did
1 year
Up $13,868 +6%
$213,695$227,563 since Sep 2025
5 years
Up $57,075 +33%
$170,488$227,563 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fosston $1,194 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fosston$1,194
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Fosston, MN rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Fosston, Polk County, Minnesota

Fosston is a city of 1,434 people in Polk County. Half its households earn more than $52,500 a year and half less, against $73,107 across Polk County; 26% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Polk County was 5.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,434 in the 2020 census
Household income $52,500 the median, give or take $8,558 · Polk County: $73,107
Unemployment 5.0% Polk County, August 2026; 4.2% a year before
Homes 55% lived in by their owners; 45% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fosston is a small city in Polk County, Minnesota, where most homes are lived in by their owners, though renting is more common than across much of the country. Household incomes in town run well below the county's, and a good share of residents live below the poverty line. Winters are long and cold, with January the coldest month and lows well below zero, while July brings warm days, and the year's precipitation is a mix of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops, and professional and business services. Some of the largest workplaces in Fosston are First Care Medical Services, Fosston Public School District and Valley Markets. Few people work from home, and unemployment across Polk County has edged up compared with a year earlier, as the county has lost a small share of its jobs.

Things to do. Turtle Lake is a lake a short drive away, and Beaulieu Lake is another, so a day by the water doesn't take much planning. For a longer outing, Rydell National Wildlife Refuge is a protected area a longer drive away, and Union Lake is a lake a longer drive away as well.

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  • 604households
  • 21%of adults have a degree
  • 26%below the poverty line
  • 6%work from home

What residents work in

  • Schools, hospitals and social care41%
  • Manufacturing20%
  • Shops (retail)10%
  • Professional and business services8%
  • Government6%
  • Restaurants, hotels and entertainment4%

Employed residents by industry, from the Census survey. Polk County had 12,003 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 16° and -5°; warmest in July, 78° and 55° 0° 20° 40° 60° 80° J 16° -5° F M A M J J 78° 55° A S O N D
Average daily high and low for each month: coldest in January, 16° and -5°; warmest in July, 78° and 55° 0° 20° 40° 60° 80° J 16° -5° F M A M J J 78° 55° A S O N D

Coldest in January, with highs near 16° and lows near -5°; warmest in July, with highs near 78° and lows near 55°. About 27 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Fosston East weather station, 2 miles away (NOAA).

Largest workplaces in Fosston

  1. First Care Medical ServicesCritical access hospital105FTE
  2. Essentia HealthNursing homes100
  3. Fosston Public School DistrictSchool district96FTE
  4. Valley MarketsSupermarkets85
  5. Minnesota Dehydrated VegetablesVegetables dehydrating70
  6. Cornerstone Residence of FosstonAssisted-living facilities without on-site nursing care facilities39
  7. Bethany Board and LodgeSeniors multi-service24
  8. Fosston - J. RETTENMAIER USADry milk products and mixture manufacturing20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 744 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Cold wavesVery high
  3. DroughtRelatively high
  4. WildfireRelatively high
  5. HailRelatively high
  6. Strong windRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fosston’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County and the Grand Forks, ND-MN metro.

Fosston home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Fosston $227,563 Minnesota $348,778 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Fosston$227,563
  • Minnesota$348,778
  • United States$366,157
Property tax, 2026 roll $2,207/yr median bill inside Fosston, effective 1.03% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2023 2024 2025 2026 Fosston 9
5 10 15 2023 2024 2025 2026
  • Fosston9

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Fosston address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fosston — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fosston