Franklin, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Franklin, Delaware County, New York
Franklin is a village of 258 people in Delaware County. Half its households earn more than $81,912 a year and half less, against $63,337 across Delaware County; 11% of its people live below the poverty line. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Franklin is a very small village in Delaware County, in the hills of upstate New York. Household incomes here run higher than across the county as a whole, though some residents still live below the poverty line. Winters are cold, with January days that stay around freezing and nights well below it, while July is pleasantly warm. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. The commute is a bit longer than a short hop across town. Across Delaware County, some of the largest workplaces are Amphenol Aerospace, SUNY College of Technology at Delhi, and SpecGx. Unemployment across the county is a little higher than it was a year ago, and the number of jobs has slipped slightly.
Things to do. East Sidney Lake, a reservoir, lies in or beside town, and Handsome Brook runs close by too. A short drive away is Bourn Pond, a small lake. For a longer day out, the National Baseball Hall of Fame and Museum is a longer drive away and is one of the best known museums in the state.
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- 11%below the poverty line
- 28 mintypical commute
What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 11°; warmest in July, with highs near 82° and lows near 57°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the East Sidney weather station, 3 miles away (NOAA).
Largest workplaces in Delaware County
- Amphenol AerospaceConnectors, electronic, manufacturing1,003
- SUNY College of Technology at DelhiUniversity or college494
- SpecGxPatent medicine preparations manufacturing485
- Saputo Cheese USAMilk processing manufacturing241
- Sportsfield SpecialtiesSporting goods manufacturing208
- Sidney Central School DistrictSchool district185FTE
- Personal HealthcareSkilled nursing facilities180
- Walton Central School DistrictSchool district172FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,614 people in all across the county; Franklin has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Franklin’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Franklin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Franklin15
Zip codes with a Franklin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Franklin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.