States · Michigan · Crawford County

Frederic, Michigan.

Typical home $205,783 (+6.6% in a year).

What it costs per month · Frederic $1,080/mo

to buy the typical home at today's mortgage rate — +$638 (+144%) since Jan 2020.

What the home itself did
1 year
Up $12,666 +7%
$193,117$205,783 since Sep 2025
5 years
Up $46,056 +29%
$159,727$205,783 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Frederic $1,080 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Frederic$1,080
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Frederic, MI rose 6.6% over the past year — faster than the nation's +1.2%.

Living in Frederic, Crawford County, Michigan

Frederic is a township of 1,161 people in Crawford County. Half its households earn more than $65,333 a year and half less, against $60,392 across Crawford County; 11% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Crawford County was 5.4% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,161 in the 2020 census
Household income $65,333 the median, give or take $14,265 · Crawford County: $60,392
Unemployment 5.4% Crawford County, August 2026; 5.8% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Frederic is a small township in northern Michigan, and most of the homes here are lived in by their owners. Incomes run a little higher than across Crawford County, and typical home values sit in the low part of the national range. Winters are long, cold and very snowy, while summers are warm and the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, in shops, in government, and in restaurants, hotels and entertainment. Across Crawford County, the largest workplaces include Munson Healthcare Grayling Hospital, Crawford AuSable Schools and Weyerhaeuser. Jobs across the county have slipped slightly over the past year, and fewer adults here hold a four-year degree than in many parts of the country.

Things to do. The Au Sable River is a short drive away, as is Hartwick Pines State Park, a protected area of forest. Starvation Lake is also close by for time on the water. Higgins Lake and North Higgins Lake State Park are a longer drive away for a day out.

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  • 538households
  • 20%of adults have a degree
  • 11%below the poverty line
  • 11%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)15%
  • Government12%
  • Restaurants, hotels and entertainment11%
  • Building trades8%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Crawford County had 4,065 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 26° and 10°; warmest in July, 80° and 55° 0° 20° 40° 60° 80° J 26° 10° F M A M J J 80° 55° A S O N D
Average daily high and low for each month: coldest in January, 26° and 10°; warmest in July, 80° and 55° 0° 20° 40° 60° 80° J 26° 10° F M A M J J 80° 55° A S O N D

Coldest in January, with highs near 26° and lows near 10°; warmest in July, with highs near 80° and lows near 55°. About 88 inches of snow and 33 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Grayling weather station, 9 miles away (NOAA).

Largest workplaces in Crawford County

  1. Munson Healthcare Grayling HospitalGeneral hospital272FTE
  2. Crawford AuSable SchoolsSchool district198FTE
  3. WeyerhaeuserWood products160
  4. Kirtland Community CollegeTwo-year college115
  5. Fick & SonsLiquefied petroleum gas dealers, direct selling97
  6. Driven GrowHydroponic crop farming93
  7. SpartanNashSupermarkets and other grocery except convenience stores66
  8. Atrium CentersHomes for the elderly with nursing care59

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 1,393 people in all across the county; Frederic has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively moderate
  2. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Crawford County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Crawford County.

Frederic home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Frederic $205,783 Michigan $263,760 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Frederic$205,783
  • Michigan$263,760
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Frederic listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25.0% 27.5% 30.0% 32.5% 2026 Frederic 32.98% United States 26.36%
25.0% 27.5% 30.0% 32.5% 2026
  • Frederic32.98%
  • United States26.36%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2023 2024 2025 2026 Frederic 23
5 10 15 20 25 2023 2024 2025 2026
  • Frederic23

New listings per month

Sellers arriving at the market.

5 6 7 8 9 2026 Frederic 8
5 6 7 8 9 2026
  • Frederic8

Zip codes with a Frederic address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Frederic — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Frederic