Frederic, Wisconsin.
Typical home $263,099 (+5.0% in a year).
to buy the typical home at today's mortgage rate — +$810 (+142%) since Jan 2020.
- 1 year
- Up $12,551 +5%
- $250,548$263,099 since Sep 2025
- 5 years
- Up $57,137 +28%
- $205,963$263,099 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Frederic$1,381
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Frederic, WI rose 5.0% over the past year — faster than the nation's +1.2%.
Living in Frederic, Polk County, Wisconsin
Frederic is a village of 1,154 people in Polk County. Half its households earn more than $52,800 a year and half less, against $77,219 across Polk County; 16% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Polk County was 3.6% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Frederic is a small village in Polk County, home to people who are older on average than across much of the country. Household incomes here run well below the county's, and more people live below the poverty line than most would expect of a place this size. Most homes are lived in by their owners, and a four-year degree is held by a smaller group of adults than elsewhere. Winters are long and cold, with a great deal of snow, and summers are warm.
Work. Many residents work in schools, hospitals and social care, with manufacturing, restaurants and hotels, and other services also employing a good number. Across Polk County, the largest workplaces include St. Croix Regional Medical Center, Walmart and SMC. The county has fewer jobs than a year earlier, though unemployment there is only slightly higher than it was a year ago. The typical commute is a fairly long one, and very few people work from home.
Things to do. Straight Lake State Park, a protected area, is a short drive away and the nearest of the outdoor places. A longer drive brings you to the Kettle River and to Saint Croix National Scenic Riverway, a protected stretch of river country. For a lake, Half Moon Lake is also a longer drive out.
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- 490households
- 16%of adults have a degree
- 16%below the poverty line
- 27 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Polk County had 15,663 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 5°; warmest in July, with highs near 81° and lows near 60°. About 61 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Luck weather station, 6 miles away (NOAA).
Largest workplaces in Polk County
- St Croix Regional Medical CenterCritical access hospital444FTE
- WalmartWarehouse clubs and supercenters405
- SMCAwnings, rigid plastics or fiberglass, manufacturing241
- Osceola School DistrictSchool district234FTE
- Amery School DistrictSchool district228FTE
- Amery Regional Medical CenterCritical access hospital227FTE
- Cardinal LG0215
- Mathy Construction CompanyAsphalt paving188
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 4,691 people in all across the county; Frederic has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Polk County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County.
Frederic home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Frederic$263,099
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Frederic listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Frederic30.28%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Frederic26
New listings per month
Sellers arriving at the market.
- Frederic6
Zip codes with a Frederic address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Frederic — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.