Freeland, Michigan.
Typical home $304,913 (+6.6% in a year). Saginaw, MI metro.
to buy the typical home at today's mortgage rate — +$943 (+143%) since Jan 2020.
- 1 year
- Up $18,982 +7%
- $285,932$304,913 since Sep 2025
- 5 years
- Up $84,544 +38%
- $220,370$304,913 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Freeland$1,600
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Freeland, MI rose 6.6% over the past year — faster than the nation's +1.2%.
Living in Freeland, Saginaw County, Michigan
Freeland, in Saginaw County, had 7,630 people in the 2020 census. Half its households earn more than $110,547 a year and half less, against $60,622 across Saginaw County; 6% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Saginaw County was 5.8% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Freeland is a small community in Saginaw County where most homes are lived in by their owners, and incomes run well above the county's. Residents are somewhat younger than in many small towns, poverty is lower than one might expect, and a good share of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while summers turn warm, and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with others in manufacturing, professional and business services, and other services. The Freeland Community School District is the largest workplace in town, followed by Burt Watson Chevrolet and Quality Paint Repair. Commutes are fairly short, and a good number of people work from home.
Things to do. A short drive away, Central Park and Plymouth Park offer garden space for a walk, and Wenona Beach Amusement Park is the nearest place for a day of rides. A longer drive brings you to the Shiawassee National Wildlife Refuge, a protected area suited to watching birds and wildlife.
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- 2,174households
- 34%of adults have a degree
- 6%below the poverty line
- 19 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Saginaw County had 80,210 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 82° and lows near 61°. About 49 inches of snow and 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Saginaw Mbs International Airport weather station, 2 miles away (NOAA).
Largest workplaces in Freeland
- Freeland Community School DistrictSchool district211FTE
- Burt Watson ChevroletLight utility truck dealers, new only or new and used109
- FedEx 8273 GARFIELD ROADTransportation air cargo72
- Pat's Food CenterCommissaries, primarily groceries69
- TruGreenLawn care35
- Storm Master ExteriorsRoofing contractors27
- Federal Aviation AdministrationFederal government · Department of Transportation26
- Michigan State PoliceState police22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 334 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Freeland’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Saginaw County and the Saginaw, MI metro.
Freeland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Freeland$304,913
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 3 Freeland listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Freeland31.98%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Freeland49
New listings per month
Sellers arriving at the market.
- Freeland19
Zip codes with a Freeland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Freeland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.