Galt, California.
Typical home $529,162 (-0.6% in a year), asking rent $2,432 . Sacramento-Roseville-Folsom, CA metro.
to buy the typical home at today's mortgage rate — +$1,269 (+84%) since Jan 2020.
- 1 year
- Down $2,938 -1%
- $532,100$529,162 since Sep 2025
- 5 years
- Up $5,619 +1%
- $523,543$529,162 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Galt$2,777
- California$3,997
- United States$1,922
Typical home values in Galt, CA fell 0.6% over the past year — slower than the nation's +1.2%.
Living in Galt, Sacramento County, California
Galt is a city of 25,383 people in Sacramento County. Half its households earn more than $94,393 a year and half less, against $92,175 across Sacramento County; 8% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Galt was 5.3% in August 2026, and Sacramento County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Galt is a small city in Sacramento County where most homes are lived in by their owners, more so than in many places. Household incomes run a little above the county's, and fewer residents live below the poverty line than you might expect. Winters are mild and rarely see snow, summers turn hot, and the rain is modest and comes mostly in the cooler months.
Work. Residents work mainly in schools, hospitals and social care, with government, the building trades and shops close behind. Among the largest workplaces in Galt are Galt Joint Union Elementary Schools, Galt Joint Union High Schools and Walmart. Commutes are on the longer side, and a fair number of people work from home.
Things to do. A short drive away, the Cosumnes River and the Cosumnes River Preserve offer open water and protected land for walking and watching wildlife. For a day in the city, the Crocker Art Museum and the Sacramento Zoo are a longer drive away.
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- 8,394households
- 21%of adults have a degree
- 8%below the poverty line
- 31 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Sacramento County had 733,061 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 57° and lows near 39°; warmest in July, with highs near 92° and lows near 59°. About 18 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Lodi weather station, 11 miles away (NOAA).
Largest workplaces in Galt
- Galt Joint Union Elementary SchoolsSchool district429FTE
- WalmartWarehouse clubs and supercenters282
- Galt Joint Union High SchoolsSchool district212FTE
- Building Material DistributorsBuilding board merchant wholesalers185
- Cardinal CG0164
- RaleysSupermarkets and other grocery retailers72
- Confab Manufacturing Co., LLC GaltGarbage cans, light gauge metal, manufacturing65
- Spaans Cookie CompanyBakery products, dry, manufacturing39
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 920 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively moderate
- Inland floodingrelatively high in parts of GaltRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Galt’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sacramento County and the Sacramento-Roseville-Folsom, CA metro.
Galt home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Galt$529,162
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Galt listings, and the typical home goes pending in 23 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Galt21.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Galt23
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Galt96
New listings per month
Sellers arriving at the market.
- Galt34
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Galt$502,646
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Galt99.43%
Zip codes with a Galt address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Galt — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.