Garden, Michigan.
Typical home $225,688 (+12.4% in a year). Escanaba, MI metro.
to buy the typical home at today's mortgage rate — +$621 (+110%) since Jan 2020.
- 1 year
- Up $24,958 +12%
- $200,729$225,688 since Sep 2025
- 5 years
- Up $41,945 +23%
- $183,742$225,688 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Garden$1,185
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Garden, MI rose 12.4% over the past year — faster than the nation's +1.2%.
Living in Garden, Delta County, Michigan
Garden is a village of 174 people in Delta County. Unemployment in Delta County was 5.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Delta County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Garden is a very small village in Delta County, Michigan, with far fewer residents than most towns. Typical home values here sit above what household incomes across the county might suggest. Winters are cold and snowy, with January the coldest month, while summers stay mild and pleasant, and precipitation arrives through the year as both rain and melted snow.
Work. Residents of the village work mostly in schools, hospitals and social care, with manufacturing, shops and restaurants and hotels also providing a good deal of work. Very few people work from home. Across Delta County, some of the largest workplaces are the Billerud Escanaba Mill, St. Francis Hospital and Escanaba Area Public Schools. Unemployment across the county has eased a little compared with a year earlier, and the number of jobs has held roughly steady.
Things to do. Fayette Historic State Park is a protected area a short drive away, and it is the best known of the nearby places. Also a short drive away is the Sturgeon River, a river for anyone who likes to spend time by the water. Indian Lake State Park, another protected area, is a longer drive away.
Report a mistake
- 3%work from home
What people in Delta County work in
Employed residents by industry, from the Census survey. Delta County had 13,886 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 8°; warmest in July, with highs near 78° and lows near 54°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Garden Corners weather station, 9 miles away (NOAA).
Largest workplaces in Delta County
- Billerud Escanaba MillPaper or pulp mill construction828
- WalmartWarehouse clubs and supercenters324
- St. Francis HospitalCritical access hospital321FTE
- Escanaba Area Public SchoolsSchool district251FTE
- Bay de Noc Community CollegeTwo-year college213
- MeijerRetail207
- Gladstone Area SchoolsSchool district174FTE
- CR Meyer - EscanabaIndustrial building construction, general contractors135
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 36 workplaces with 20 or more staff, 3,672 people in all across the county; Garden has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garden’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delta County and the Escanaba, MI metro.
Garden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Garden$225,688
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Garden15
New listings per month
Sellers arriving at the market.
- Garden4
Zip codes with a Garden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.