Garland, Nebraska.
Typical home $439,725 (+4.1% in a year). Lincoln, NE metro.
to buy the typical home at today's mortgage rate — +$1,304 (+130%) since Jan 2020.
- 1 year
- Up $17,444 +4%
- $422,281$439,725 since Sep 2025
- 5 years
- Up $117,901 +37%
- $321,824$439,725 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Garland$2,308
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Garland, NE rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Garland, Seward County, Nebraska
Garland is a village of 210 people in Seward County. Unemployment in Seward County was 2.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Seward County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Garland is a very small village in Seward County, Nebraska, with a population that makes it one of the smaller places on the map. Homes here are valued well above what is typical for a place this size in the state, and relatively few residents live below the poverty line. Winters are cold, with January highs a little above freezing and lows well below it, and summers turn properly warm by July. Snow falls through the cold months, and the year brings a fair amount of rain and melted snow as well.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops also employing many. Across Seward County, the largest workplaces include Concordia University-Nebraska, the manufacturer Tenneco, and Seward Public Schools. Unemployment in the county is low and has held steady from a year ago, and the number of jobs has edged up slightly. The typical commute is a moderate one, in line with working in a nearby town.
Things to do. The wider region has plenty to fill a day out, all a longer drive away. Memorial Stadium is the big football venue and one of the best known places in the area. The Sheldon Museum of Art and the University of Nebraska State Museum offer art and natural history indoors. For time outdoors, Salt Creek runs through the area, and the Lincoln Children's Zoo suits visits with grandchildren.
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- 4%below the poverty line
- 24 mintypical commute
What people in Seward County work in
Employed residents by industry, from the Census survey. Seward County had 6,002 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 12°; warmest in July, with highs near 86° and lows near 65°. About 22 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Seward weather station, 6 miles away (NOAA).
Largest workplaces in Seward County
- Concordia University-NebraskaUniversity or college442
- TennecoExhaust systems and parts, automotive, truck, and bus, manufacturing333
- Hughes BrothersStructural wood members, fabricated, manufacturing295
- Seward Public SchoolsSchool district209FTE
- WalmartWarehouse clubs and supercenters199
- Memorial Health Care SystemsCritical access hospital159FTE
- Milford Public SchoolsSchool district127FTE
- Vetter Senior LivingSkilled nursing facilities125
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,400 people in all across the county; Garland has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- Winter weatherVery high
- DroughtRelatively high
- WildfireRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garland’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Seward County and the Lincoln, NE metro.
Garland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Garland$439,725
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Garland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.