States · Kentucky · Lewis County

Garrison, Kentucky.

Typical home $103,824 (-8.1% in a year).

What it costs per month · Garrison $545/mo

to buy the typical home at today's mortgage rate — +$266 (+95%) since Jan 2020.

What the home itself did
1 year
Down $9,202 -8%
$113,026$103,824 since Sep 2025
5 years
Up $4,647 +5%
$99,177$103,824 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Garrison $545 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Garrison$545
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 76 years.

Typical home values in Garrison, KY fell 8.1% over the past year — slower than the nation's +1.2%.

Living in Garrison, Lewis County, Kentucky

Garrison, in Lewis County, had 731 people in the 2020 census. Unemployment in Lewis County was 6.9% in August 2026, and the county had 3.0% fewer jobs in 2025 than the year before. The most people in Lewis County work in schools and health care, then construction.

People 731 in the 2020 census
Household income Too few homes in Garrison for the Census survey to measure.
Unemployment 6.9% Lewis County, August 2026; 7.2% a year before
Homes Too few homes in Garrison for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Garrison is a small community in Lewis County, Kentucky, with a population that makes it a place where neighbors tend to know one another. Homes here are priced well within reach compared with much of the country, and household incomes across Lewis County sit below those of most of the nation. Winters are cold, with January the coldest month, and there is a fair amount of snow; summers are warm, and July is the warmest month. Rain and melted snow add up to a good deal over the year.

Work. Residents work mostly in schools, hospitals and social care, in the building trades, in manufacturing and in shops. Across Lewis County, some of the largest workplaces are PrimaryPlus, a physicians' practice, Lewis County Schools, and Coroplast, which makes polypropylene film and sheet. Unemployment across the county is high and has eased slightly from a year ago, and there were somewhat fewer jobs in the county last year than the year before.

Things to do. Shawnee State Park, a protected area, and Shawnee State Forest are both a short drive away, and the small streams Rabbit Run and Turkey Creek are close by as well. For a longer drive, Carter Caves State Resort Park is a protected area worth the trip, and Portsmouth Earthworks is an archaeological site that shows how people lived here long ago.

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What people in Lewis County work in

  • Schools, hospitals and social care26%
  • Building trades13%
  • Manufacturing11%
  • Shops (retail)10%
  • Professional and business services8%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Lewis County had 1,912 jobs in 2025, 3.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 24°; warmest in July, 86° and 63° 20° 40° 60° 80° J 42° 24° F M A M J J 86° 63° A S O N D
Average daily high and low for each month: coldest in January, 42° and 24°; warmest in July, 86° and 63° 20° 40° 60° 80° J 42° 24° F M A M J J 86° 63° A S O N D

Coldest in January, with highs near 42° and lows near 24°; warmest in July, with highs near 86° and lows near 63°. About 21 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Warnock weather station, 12 miles away (NOAA).

Largest workplaces in Lewis County

  1. PrimaryPlusPhysicians' offices476
  2. Lewis County SchoolsSchool district334FTE
  3. Journey CZ ofSkilled nursing facilities122
  4. CoroplastPolypropylene film and unlaminated sheet manufacturing105
  5. Superior Composites CoGlass products made from purchased glass104
  6. Nelson BrothersExplosives manufacturing & distribution61
  7. Trace Creek ConstructionConstruction management, commercial and institutional building41
  8. Gateway Community Action - Vanceburg HSCommunity action service agencies22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 952 people in all across the county; Garrison has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. Strong windRelatively high
  3. LightningRelatively high
  4. LandslidesRelatively moderate
  5. Heat wavesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garrison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lewis County.

Garrison home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Garrison $103,824 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Garrison$103,824
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 5 2026 Garrison 5
4 4 5 2026
  • Garrison5

Zip codes with a Garrison address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garrison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Garrison