States · Montana · Powell County

Garrison, Montana.

Typical home $1,203,364 (+22.8% in a year).

What it costs per month · Garrison $6,316/mo

to buy the typical home at today's mortgage rate — +$4,572 (+262%) since Jan 2020.

What the home itself did
1 year
Up $223,606 +23%
$979,758$1,203,364 since Sep 2025
5 years
Up $503,933 +72%
$699,431$1,203,364 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 Garrison $6,316 Montana $2,453 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • Garrison$6,316
  • Montana$2,453
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 6 years.

Typical home values in Garrison, MT rose 22.8% over the past year — faster than the nation's +1.2%.

Living in Garrison, Powell County, Montana

Garrison, in Powell County, had 115 people in the 2020 census. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Powell County was 3.0% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Powell County work in schools and health care, then government.

People 115 in the 2020 census
Household income Too few homes in Garrison for the Census survey to measure.
Unemployment 3.0% Powell County, August 2026; 3.1% a year before
Homes 94% lived in by their owners; 6% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Garrison is a small community in western Montana, in Powell County, where most people know one another. Most homes are lived in by their owners, and home values here run high. Winters are colder than in most of the country, while summers are warm and the town gets a moderate amount of rain and melted snow over the year.

Work. Many residents work in schools, hospitals and social care, or in government jobs. Others work in restaurants, hotels and entertainment, or in local shops. Unemployment is low and was a little lower this year than last, though the number of jobs in the county has dipped slightly over the past year. Fewer adults hold a college degree than across the country as a whole.

Things to do. Grant-Kohrs Ranch National Historic Site is a protected area a short drive away. Lost Creek State Park, another protected area, is a longer drive off. Great Divide Snowsports, a ski area, is also a longer drive away.

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  • 7%of adults have a degree
  • 8%below the poverty line

What people in Powell County work in

  • Schools, hospitals and social care20%
  • Government18%
  • Restaurants, hotels and entertainment14%
  • Shops (retail)11%
  • Farming, forestry and mining10%
  • Building trades8%

Employed residents by industry, from the Census survey. Powell County had 2,457 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 31° and 10°; warmest in August, 79° and 42° 20° 40° 60° 80° J F M A M J J A 79° 42° S O N D 31° 10°
Average daily high and low for each month: coldest in December, 31° and 10°; warmest in August, 79° and 42° 20° 40° 60° 80° J F M A M J J A 79° 42° S O N D 31° 10°

Coldest in December, with highs near 31° and lows near 10°; warmest in August, with highs near 79° and lows near 42°. About 15 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Deer Lodge West weather station, 10 miles away (NOAA).

Largest workplaces in Powell County

  1. Sun Mountain LumberStud mills164
  2. Deer Lodge Medical CenterCritical access hospital115FTE
  3. Deer Lodge Elem SchoolsSchool district58FTE
  4. SafewaySupermarkets and other grocery stores57
  5. Ivy HealthcareNursing homes35
  6. Powell County H S SchoolsSchool district24FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 256 people in all across the county; Garrison has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively high
  2. WildfireRelatively high
  3. Winter weatherRelatively high
  4. Cold wavesRelatively high
  5. EarthquakesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Garrison’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Powell County.

Garrison home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 Garrison $1,203,364 Montana $467,275 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • Garrison$1,203,364
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 5 2026 Garrison 5
4 4 5 2026
  • Garrison5

Zip codes with a Garrison address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garrison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.