Garrison, New York.
. New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Garrison, Putnam County, New York
The Census does not count Garrison on its own, so the figures here are Putnam County's. Half the county's households earn more than $126,257 a year and half less; 7% of the county's people live below the poverty line. 84% of the county's homes are lived in by their owners and 16% are rented. Unemployment in Putnam County was 3.5% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Putnam County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Garrison is a town in Putnam County, New York, where most homes are lived in by their owners. Most of the county's residents are of middle age or older, and many adults hold a college degree. Winters are cold and snowy, summers are warm, and rain and melted snow fall through much of the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, or in the building trades. Unemployment across the county is a little higher than it was a year earlier, and the number of jobs slipped slightly last year. A share of workers stay home, but most travel out each day, often on a fairly long drive.
Things to do. The United States Military Academy, a museum in or beside the town, is one of the best known sites nearby. Bear Mountain State Park, a protected area a short drive away, offers open land to walk and look around. Dia Beacon, a museum also a short drive away, is a good place for an afternoon of art.
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- 35,545households
- 44.0median age
- 46%of adults have a degree
- 7%below the poverty line
- 39 mintypical commute
- 14%work from home
What people in Putnam County work in
Employed residents by industry, from the Census survey. Putnam County had 26,879 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 21°; warmest in July, with highs near 85° and lows near 65°. About 36 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the West Point weather station, 2 miles away (NOAA).
Largest workplaces in Putnam County
- Putnam County933
- Carmel Central School DistrictSchool district805FTE
- Mahopac Central School DistrictSchool district683FTE
- Brewster Central School DistrictSchool district653FTE
- Putnam Hospital CenterGeneral hospital508FTE
- Putnam Valley Central School DistrictSchool district262FTE
- Haldane Central School DistrictSchool district167FTE
- Atlanticare ManagementNursing homes155
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 53 workplaces with 20 or more staff, 6,187 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Putnam County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Putnam County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Garrison home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Garrison16
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Garrison address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Garrison — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.