States · Minnesota · Norman County

Gary, Minnesota.

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What it costs per month · Gary $1,831/mo

to buy the typical home at today's mortgage rate — +$893 (+95%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Minnesota$1,831
  • United States$1,922

Living in Gary, Norman County, Minnesota

Gary is a city of 227 people in Norman County. Half its households earn more than $83,750 a year and half less, against $72,260 across Norman County; 5% of its people live below the poverty line. 99% of its homes are lived in by their owners and 1% are rented. Unemployment in Norman County was 4.6% in August 2026, and the county had 9.6% more jobs in 2025 than the year before. The most people in Norman County work in schools and health care, then farming.

People 227 in the 2020 census
Household income $83,750 the median, give or take $7,956 · Norman County: $72,260
Unemployment 4.6% Norman County, August 2026; 3.1% a year before
Homes 99% lived in by their owners; 1% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Gary is a very small city in Norman County, with a population that makes it a place where neighbors tend to know one another. Almost every home is lived in by its owners, and household incomes run above the county's, with relatively few people living below the poverty line. Winters are cold, with January highs well below freezing and lows below zero, while July brings warm days, and the year's rain and melted snow add up to a modest amount.

Work. Residents work mainly in schools, hospitals and social care, followed by farming, forestry and mining, then shops and the building trades. Across Norman County, the largest workplaces include Ada-Borup-West Public Schools, Benedictine Care Community and Bridges Medical Center. A typical commute is a fairly short drive, and only a small group of residents work from home. Fewer adults hold a four-year degree than in many parts of the country, and the county has seen both a recent rise in unemployment and growth in the number of jobs.

Things to do. For time outdoors, the best known nearby places are Union Lake and Lake Arthur, both lakes a longer drive away. Rydell National Wildlife Refuge, a protected area for wildlife, is also a longer drive away, and suits anyone who enjoys watching birds and open country.

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  • 17%of adults have a degree
  • 5%below the poverty line
  • 26 mintypical commute
  • 7%work from home

What people in Norman County work in

  • Schools, hospitals and social care26%
  • Farming, forestry and mining16%
  • Shops (retail)11%
  • Building trades9%
  • Manufacturing7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Norman County had 1,874 jobs in 2025, 9.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 16° and -4°; warmest in July, 81° and 57° 0° 20° 40° 60° 80° J 16° -4° F M A M J J 81° 57° A S O N D
Average daily high and low for each month: coldest in January, 16° and -4°; warmest in July, 81° and 57° 0° 20° 40° 60° 80° J 16° -4° F M A M J J 81° 57° A S O N D

Coldest in January, with highs near 16° and lows near -4°; warmest in July, with highs near 81° and lows near 57°. About 25 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ada weather station, 13 miles away (NOAA).

Largest workplaces in Norman County

  1. Ada-Borup-West Public SchoolsSchool district106FTE
  2. Benedictine Care CommunitySkilled nursing facilities85
  3. WaukonDairy cattle farming53
  4. Triple Crown NutritionAnimal feed mills manufacturing51
  5. Norman County East School DistrictSchool district43FTE
  6. Bridges Medical CenterCritical access hospital33FTE
  7. Red River Valley Cooperative Power AssociationDistribution of electric power22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 341 people in all across the county; Gary has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Cold wavesVery high
  3. DroughtRelatively high
  4. HailRelatively high
  5. Strong windRelatively high
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gary’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Norman County.

Gary home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

3 4 5 2026 Gary 5
3 4 5 2026
  • Gary5

Zip codes with a Gary address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gary — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.