Geneva, New York.
Typical home $225,453 (+4.4% in a year), asking rent $1,483 . Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$160 (+16%) since Jan 2024.
- 1 year
- Up $9,447 +4%
- $216,007$225,453 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Geneva$1,183
- New York$2,755
- United States$1,922
Typical home values in Geneva, NY rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Geneva, Ontario County, New York
Geneva is a city of 12,812 people in Ontario County. Half its households earn more than $79,435 a year and half less, against $82,324 across Ontario County; 16% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Ontario County was 3.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Geneva is a city on the northern end of Seneca Lake, in Ontario County. It is a young place for the region, with a median age well below what many older homeowners might expect, and about as many renters as owners. Household incomes run a little below the county's, and winters are cold and snowy, with a good deal of rain and melted snow across the year. July is the warmest month, with pleasantly warm summer days.
Work. Many residents work in schools, hospitals and social care, followed by shops, then restaurants, hotels and entertainment, and manufacturing. Among the largest workplaces in Geneva are Hobart William Smith Colleges, Geneva General Hospital and Wegmans Food Markets. Commutes are short, and unemployment in Ontario County is close to where it stood a year ago.
Things to do. Seneca Lake State Park and the New York State Agricultural Experiment Station, a botanical garden, are in or beside town. Women's Rights National Historical Park is a short drive away. A longer drive reaches other Finger Lakes, such as Cayuga Lake and Canandaigua Lake.
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- 4,823households
- 39%of adults have a degree
- 16%below the poverty line
- 17 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Ontario County had 53,686 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 79° and lows near 61°. About 57 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Geneva Rsch Farm weather station, 3 miles away (NOAA).
Largest workplaces in Geneva
- NY College & University934
- Hobart William Smith CollegesUniversity or college619
- Geneva General HospitalGeneral hospital614FTE
- Finger Lakes United Cerebral PalsyCompanion services for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities351
- Henkel US OperationsCosmetic creams, lotions, and oils manufacturing331
- Wegmans Food MarketsRetail supermarkets287
- Guardian IndustriesFlat glass manufacturing260
- UPSCouriers and express delivery services100
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 3,395 people in all. Colleges come from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- Ice stormsRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Geneva’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ontario County and the Rochester, NY metro.
Geneva home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Geneva$225,453
- New York$524,942
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Geneva listings, and the typical home goes pending in 16 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Geneva24.04%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Geneva16
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Geneva67
New listings per month
Sellers arriving at the market.
- Geneva20
Zip codes with a Geneva address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Geneva — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.