States · Ohio · Ashtabula County

Geneva-on-the-Lake, Ohio.

Typical home $198,763 (+7.3% in a year). Ashtabula, OH metro.

Property tax and schools in Geneva-on-the-Lake

Geneva-on-the-Lake’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Geneva-on-the-Lake is in Ashtabula County, where its property tax is set. Check your own bill.

What it costs per month · Geneva-on-the-Lake $1,043/mo

to buy the typical home at today's mortgage rate — +$660 (+172%) since Jan 2020.

What the home itself did
1 year
Up $13,453 +7%
$185,310$198,763 since Sep 2025
5 years
Up $64,668 +48%
$134,095$198,763 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Geneva-on-the-Lake $1,043 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Geneva-on-the-Lake$1,043
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Geneva-on-the-Lake, OH rose 7.3% over the past year — faster than the nation's +1.2%.

Living in Geneva-on-the-Lake, Ashtabula County, Ohio

Geneva-on-the-Lake is a village of 916 people in Ashtabula County. Half its households earn more than $50,438 a year and half less, against $57,728 across Ashtabula County; 22% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Ashtabula County was 1.7% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most people in Ashtabula County work in manufacturing, then schools and health care.

People 916 in the 2020 census; median age 50.6
Household income $50,438 the median, give or take $7,580 · Ashtabula County: $57,728
Unemployment 1.7% Ashtabula County, August 2026; 3.7% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Geneva-on-the-Lake is a small village on the Lake Erie shore, with far fewer residents than most towns and a population that skews older than much of the country. Incomes run below the county's, and more people here live below the poverty line than is typical, though most homes are lived in by their owners. Winters are cold and snowy, with January the coldest month, while summers are pleasantly warm in July, and precipitation falls steadily through the year.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across Ashtabula County, some of the largest workplaces are Ashtabula County Medical Center, Cabinetworks Group Orwell Plant, which makes wood kitchen cabinets, and Ashtabula Area City Schools. Fewer adults here hold a four-year degree than is common nationally, and the commute to work is fairly short.

Things to do. Geneva State Park lies in or beside town, and the Ashtabula River, a river a short drive away, offers another place to be outdoors. Further afield, a longer drive away, are Lake Erie itself and Headlands Beach State Park, a protected shoreline area. The James A. Garfield National Historic Site is also a longer drive away.

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  • 461households
  • 16%of adults have a degree
  • 22%below the poverty line
  • 21 mintypical commute
  • 7%work from home

What people in Ashtabula County work in

  • Manufacturing23%
  • Schools, hospitals and social care21%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment9%
  • Building trades7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Ashtabula County had 29,106 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 19°; warmest in July, 81° and 60° 20° 40° 60° 80° J 33° 19° F M A M J J 81° 60° A S O N D
Average daily high and low for each month: coldest in January, 33° and 19°; warmest in July, 81° and 60° 20° 40° 60° 80° J 33° 19° F M A M J J 81° 60° A S O N D

Coldest in January, with highs near 33° and lows near 19°; warmest in July, with highs near 81° and lows near 60°. About 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ashtabula County Airport weather station, 14 miles away (NOAA).

Largest employers in Ashtabula County

  1. Ashtabula County Medical Center/ Glenbeigh Hospital1,299
  2. Ashtabula County Government812
  3. University Hospitals Conneaut/Geneva571
  4. Zehrco-Giancola Composites, Inc.540
  5. Cabinet Works530
  6. Ineos (Cristal)449
  7. Honeywell442
  8. Molded Fiber Glass417

From Ashtabula County’s annual financial report for 2024, its schedule of principal employers (its source: “Growth Partnership for Ashtabula County; Ohio Department of Job & Family Services”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Winter weatherRelatively moderate
  2. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Geneva-on-the-Lake’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ashtabula County and the Ashtabula, OH metro.

Geneva-on-the-Lake home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Geneva-on-the-Lake $198,763 Ohio $245,982 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Geneva-on-the-Lake$198,763
  • Ohio$245,982
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Geneva-on-the-Lake 13
5 8 10 12 2026
  • Geneva-on-the-Lake13

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Geneva-on-the-Lake address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Geneva-on-the-Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.