States · Wisconsin · Walworth County

Geneva, Wisconsin.

Typical home $482,236 (+4.5% in a year). Whitewater, WI metro.

What it costs per month · Geneva $2,531/mo

to buy the typical home at today's mortgage rate — +$1,517 (+150%) since Jan 2020.

What the home itself did
1 year
Up $20,894 +5%
$461,342$482,236 since Sep 2025
5 years
Up $122,473 +34%
$359,763$482,236 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Geneva $2,531 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Geneva$2,531
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Geneva, WI rose 4.5% over the past year — faster than the nation's +1.2%.

Living in Geneva, Walworth County, Wisconsin

Geneva is a town of 5,390 people in Walworth County. Half its households earn more than $96,154 a year and half less, against $80,520 across Walworth County; 4% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Walworth County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 5,390 in the 2020 census
Household income $96,154 the median, give or take $19,656 · Walworth County: $80,520
Unemployment 3.0% Walworth County, August 2026; 2.8% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Geneva is a town where nearly everyone owns the home they live in, and incomes run above the county's. Fewer households live in poverty than you might expect, and a good share of adults hold a four-year degree. Winters are cold, with January highs near freezing and lows well below it, and a good deal of snow falls over the year. Summers turn warm, with July the warmest month.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in other services, and in shops. Some of the largest workplaces in Geneva are Aurora Lakeland Medical Center, Geneva National Resort & Club and the Walworth County CDEB Schools. Commutes are of middling length, and a fair number of people work from home.

Things to do. Geneva Lake, the best known of the nearby places, is a short drive away, as is Big Foot Beach State Park, a protected area on its shore. Alpine Valley Music Theatre is also a short drive off for an evening out. For a longer outing, Rotary Botanical Gardens is a longer drive away.

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  • 2,292households
  • 40%of adults have a degree
  • 4%below the poverty line
  • 28 mintypical commute
  • 14%work from home

What residents work in

  • Manufacturing22%
  • Schools, hospitals and social care17%
  • Other services9%
  • Shops (retail)8%
  • Professional and business services8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Walworth County had 45,772 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 15°; warmest in July, 86° and 63° 20° 40° 60° 80° J 30° 15° F M A M J J 86° 63° A S O N D
Average daily high and low for each month: coldest in January, 30° and 15°; warmest in July, 86° and 63° 20° 40° 60° 80° J 30° 15° F M A M J J 86° 63° A S O N D

Coldest in January, with highs near 30° and lows near 15°; warmest in July, with highs near 86° and lows near 63°. About 40 inches of snow and 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lake Geneva Wwtp weather station, 3 miles away (NOAA).

Largest workplaces in Geneva

  1. Aurora Lakeland Medical CenterGeneral hospital275FTE
  2. Geneva National Resort & ClubGolf courses251
  3. Walworth County CDEB SchoolsSchool district104FTE
  4. Lodge Geneva NationalHotel management services89
  5. Geneva J4 School DistrictSchool district26FTE
  6. B & J Tree ServiceLandscape installation services24
  7. Linn J6 School DistrictSchool district22FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 364 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. TornadoesRelatively moderate
  3. Cold wavesRelatively moderate
  4. Strong windRelatively moderate
  5. LightningRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Walworth County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Walworth County and the Whitewater, WI metro.

Geneva home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Geneva $482,236 Wisconsin $337,196 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Geneva$482,236
  • Wisconsin$337,196
  • United States$366,157

Sellers are cutting prices on about 1 in 7 Geneva listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2023 2024 2025 2026 Geneva 14.98% United States 26.90%
10% 15% 20% 25% 2023 2024 2025 2026
  • Geneva14.98%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Geneva 45
25 50 75 100 2018 2022 2026
  • Geneva45

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Geneva 11
5 8 10 12 2026
  • Geneva11

Zip codes with a Geneva address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Geneva — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.