Georgetown, California.
Typical home $406,175 (-1.1% in a year). Sacramento-Roseville-Folsom, CA metro.
to buy the typical home at today's mortgage rate — +$874 (+70%) since Jan 2020.
- 1 year
- Down $4,554 -1%
- $410,729$406,175 since Sep 2025
- 5 years
- Down $16,407 -4%
- $422,582$406,175 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Georgetown$2,132
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Georgetown, CA fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Georgetown, El Dorado County, California
Georgetown, in El Dorado County, had 2,255 people in the 2020 census. Half its households earn more than $91,765 a year and half less, against $108,845 across El Dorado County; 7% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in El Dorado County was 5.1% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in El Dorado County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Georgetown is a small community in El Dorado County where nearly all homes are lived in by their owners, a much higher share than most places. Household incomes run below the county's, and typical home values sit well within reach compared with many California communities. Winters are cold, with December the coldest month, and summers are hot, with July the warmest; a good deal of rain and melted snow falls over the year.
Work. Residents work mainly in schools, hospitals and social care, with many others in professional and business services, restaurants and hotels, and shops. Across El Dorado County, some of the largest workplaces are the California Department of Transportation facilities, which handle road and bridge repair, and Marshall Hospital. Unemployment across the county is about where it was a year ago, and the number of jobs has edged up.
Things to do. Marshall Gold Discovery State Historic Park, a protected area, is a short drive away, and the Rubicon River is also close by. A longer drive brings you to Folsom Lake, a reservoir, and to Eldorado National Forest, a large protected area for walking and time outdoors.
Report a mistake
- 7%below the poverty line
What people in El Dorado County work in
Employed residents by industry, from the Census survey. El Dorado County had 59,203 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 50° and lows near 36°; warmest in July, with highs near 91° and lows near 63°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Georgetown Rs weather station, 2 miles away (NOAA).
Largest workplaces in El Dorado County
- Shingle Springs Tribal Gaming AuthorityCasinos1,273
- Marshall HospitalGeneral hospital1,076FTE
- Broadridge, EDHPrint shops, digital739
- Barton Memorial HospitalGeneral hospital655FTE
- El Dorado Union High SchoolsSchool district581FTE
- CAL FireCal fire512
- Mountain HeavenlyAlpine skiing facilities without accommodations419
- Buckeye Union Elementary SchoolsSchool district410FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 88 workplaces with 20 or more staff, 11,149 people in all across the county; Georgetown has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- Inland floodingRelatively high
- LandslidesRelatively moderate
- AvalanchesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Georgetown’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on El Dorado County and the Sacramento-Roseville-Folsom, CA metro.
Georgetown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Georgetown$406,175
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 3 Georgetown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Georgetown31.67%
- United States26.36%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Georgetown21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Georgetown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.