States · Illinois · Vermilion County

Georgetown, Illinois.

Typical home $100,519 (-3.2% in a year). Danville, IL metro.

What it costs per month · Georgetown $528/mo

to buy the typical home at today's mortgage rate — +$269 (+104%) since Jan 2020.

What the home itself did
1 year
Down $3,362 -3%
$103,881$100,519 since Sep 2025
5 years
Up $22,735 +29%
$77,784$100,519 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Georgetown $528 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Georgetown$528
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Georgetown, IL fell 3.2% over the past year — slower than the nation's +1.2%.

Living in Georgetown, Vermilion County, Illinois

Georgetown is a city of 3,143 people in Vermilion County. Half its households earn more than $58,182 a year and half less, against $56,877 across Vermilion County; 17% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Vermilion County was 4.7% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 3,143 in the 2020 census
Household income $58,182 the median, give or take $4,949 · Vermilion County: $56,877
Unemployment 4.7% Vermilion County, August 2026; 6.1% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Georgetown is a small Illinois city in Vermilion County, with a population that is small enough for people to know one another. Most homes are lived in by their owners, and homes here cost less than in much of the country. Household incomes run a little above the county's, though a noticeable part of residents live below the poverty line, and relatively few adults hold a four-year degree. Winters are cold, with January highs near freezing and some snow, while summers turn warm, and rain and melted snow arrive steadily through the year.

Work. Residents work mainly in schools, hospitals and social care, with manufacturing, transport and warehousing, and other services also employing many. Across Vermilion County, some of the largest workplaces are the Veterans Health Administration, Danville CCSD Schools and McLane. The county has fewer jobs than a year earlier, and unemployment there is lower than it was a year ago. A typical commute is fairly long, and a modest number of people work from home.

Things to do. The Vermilion River, the Salt Fork Vermilion River and the Middle Fork Vermilion River are all a short drive away, good for time by the water. Forest Glen Preserve, a protected area, is also a short drive away and suits a walk through the woods. For a longer outing, Kickapoo State Recreation Area is a protected area a longer drive away.

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  • 1,256households
  • 14%of adults have a degree
  • 17%below the poverty line
  • 28 mintypical commute
  • 14%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing17%
  • Other services10%
  • Transport, warehouses and utilities9%
  • Professional and business services8%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Vermilion County had 25,378 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 86° and 63° 20° 40° 60° 80° J 35° 17° F M A M J J 86° 63° A S O N D
Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 86° and 63° 20° 40° 60° 80° J 35° 17° F M A M J J 86° 63° A S O N D

Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 86° and lows near 63°. About 19 inches of snow and 39 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Perrysville Wnw weather station, 10 miles away (NOAA).

Largest workplaces in Vermilion County

  1. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,094
  2. Danville CCSD 118School district890FTE
  3. Help At HomeHomemaker's service for elderly or disabled persons, non-medical695
  4. Frito LAYBreakfast cereal manufacturing525
  5. Watchfire Signs (Danville, IL)Manufacturer of electronic signs401
  6. City of DanvilleExecutive offices, federal, state, and local396
  7. OSF Sacred Heart Medical CenterGeneral hospital370FTE
  8. WalmartWarehouse clubs and supercenters307

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 79 workplaces with 20 or more staff, 9,183 people in all across the county; Georgetown has one of its own. Federal offices come from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Winter weatherRelatively high
  3. Strong windRelatively high
  4. DroughtRelatively moderate
  5. HailRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Georgetown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Vermilion County and the Danville, IL metro.

Georgetown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Georgetown $100,519 Illinois $295,943 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Georgetown$100,519
  • Illinois$295,943
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2025 2026 Georgetown 16
5 10 15 2025 2026
  • Georgetown16

New listings per month

Sellers arriving at the market.

3 4 5 6 2026 Georgetown 6
3 4 5 6 2026
  • Georgetown6

Zip codes with a Georgetown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Georgetown