Georgetown, New York.
Typical home $161,244 (+10.7% in a year). Syracuse, NY metro.
to buy the typical home at today's mortgage rate — +$210 (+33%) since Jan 2024.
- 1 year
- Up $15,616 +11%
- $145,628$161,244 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Georgetown$846
- New York$2,755
- United States$1,922
Typical home values in Georgetown, NY rose 10.7% over the past year — faster than the nation's +1.2%.
Living in Georgetown, Madison County, New York
Georgetown is a town of 648 people in Madison County. Half its households earn more than $46,458 a year and half less, against $75,499 across Madison County; 20% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Madison County was 3.9% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Georgetown is a small rural town in Madison County, New York, home to a small community of residents. Most households own the home they live in, and typical home values are well below what many older homeowners elsewhere in the country would expect. Incomes run well below the county's, and a good share of residents live below the poverty line. Winters are cold and snowy, with January the coldest month, while summers are mild and pleasant. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, restaurants and hotels, and farming and forestry. Across Madison County, some of the largest workplaces are Colgate University, Oneida Health and SUNY Morrisville. Commutes are long, which is common in a rural town where jobs are spread across the county, and only a small number of people work from home. Fewer adults hold a four-year degree than across much of the country.
Things to do. The nearest water is close by: Lebanon Reservoir and DeRuyter Reservoir are both a short drive away, and Payne Brook, a small river, is also nearby. For a bigger outing, Oneida Lake and Chittenango Falls State Park are a longer drive away, as is the Oneida Community Mansion House, a museum. Together they give the town a quiet, outdoors-minded feel, with larger attractions reachable for a day trip.
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- 247households
- 18%of adults have a degree
- 20%below the poverty line
- 41 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Madison County had 20,808 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 11°; warmest in July, with highs near 77° and lows near 57°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Morrisville Southwest weather station, 4 miles away (NOAA).
Largest workplaces in Madison County
- Colgate UniversityUniversity or college1,120
- Oneida HealthGeneral hospital779FTE
- SUNY MorrisvilleUniversity or college515
- Chittenango Central School DistrictSchool district389FTE
- WalmartWarehouse clubs and supercenters351
- Oneida City School DistrictSchool district350FTE
- Knowles CazenoviaMicrowave components manufacturing297
- HP Hood LLC - Oneida PlantMilk, ultra-high temperature, manufacturing261
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 4,490 people in all across the county; Georgetown has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Madison County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Madison County and the Syracuse, NY metro.
Georgetown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Georgetown$161,244
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Georgetown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Georgetown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.