Germantown, Wisconsin.
Typical home $456,338 (+5.0% in a year), asking rent $1,547 . Milwaukee-Waukesha, WI metro.
to buy the typical home at today's mortgage rate — +$1,292 (+117%) since Jan 2020.
- 1 year
- Up $21,858 +5%
- $434,480$456,338 since Sep 2025
- 5 years
- Up $103,318 +29%
- $353,020$456,338 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Germantown$2,395
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Germantown, WI rose 5.0% over the past year — faster than the nation's +1.2%.
Living in Germantown, Washington County, Wisconsin
Germantown is a village of 20,917 people in Washington County. Half its households earn more than $100,231 a year and half less, against $96,359 across Washington County; 5% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Washington County was 3.0% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Germantown is a village in Washington County, in southeastern Wisconsin. Its residents are older than the typical American, and household incomes run above the county's. Most homes are lived in by their owners, and relatively few people live below the poverty line. Winters are cold and snowy, with a long stretch of snow most years, while summers are warm and the rain and melted snow add up to a fair amount over the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, banking, insurance and property, and retail also well represented. The largest workplaces in Germantown include the Germantown School District, Weimer Bearing & Transmission and Gehl Foods, a processed cheese maker. Unemployment across Washington County is low, though the county has a few fewer jobs than it did a year earlier. A good share of adults hold a four-year degree, and a fair number of people work from home.
Things to do. Close by, a short drive away, are the Bark River, a river for a walk along the water, and Dretzka Park, a garden to visit. For a day out, Milwaukee is a longer drive away and has the Milwaukee Art Museum and the Milwaukee County Zoo, among the best known places in the area.
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- 8,601households
- 47%of adults have a degree
- 5%below the poverty line
- 23 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Washington County had 58,003 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 11°; warmest in July, with highs near 81° and lows near 60°. About 54 inches of snow and 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Germantown weather station, under a mile away (NOAA).
Largest workplaces in Germantown
- Germantown School DistrictSchool district468FTE
- Weimer Bearing & TransmissionIndustrial supplies merchant wholesalers432
- Ellsworth Corporation - Germantown, WisconsinAdhesives and sealants merchant wholesalers428
- WalmartWarehouse clubs and supercenters342
- Gehl Foods, LLC. - Main StreetProcessed cheeses manufacturing312
- MGS Mfg. GroupResins, plastics, manufacturing274
- WI Germantown Area Office267
- TCIInductors, electronic component-type, manufacturing197
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 62 workplaces with 20 or more staff, 5,889 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Washington County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Milwaukee-Waukesha, WI metro.
Germantown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Germantown$456,338
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Germantown listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Germantown18.93%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Germantown78
New listings per month
Sellers arriving at the market.
- Germantown30
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Germantown$377,662
- United States$371,407
Zip codes with a Germantown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Germantown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.