Germfask, Michigan.
Typical home $234,255 (+6.2% in a year).
to buy the typical home at today's mortgage rate — +$695 (+130%) since Jan 2020.
- 1 year
- Up $13,773 +6%
- $220,482$234,255 since Sep 2025
- 5 years
- Up $49,408 +27%
- $184,846$234,255 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Germfask$1,230
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Germfask, MI rose 6.2% over the past year — faster than the nation's +1.2%.
Living in Germfask, Schoolcraft County, Michigan
Germfask is a township of 469 people in Schoolcraft County. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Schoolcraft County was 5.8% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most people in Schoolcraft County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Germfask is a small township where most people live in homes they own, and the population skews older than in much of the country. Winters are long and cold, with January the coldest month and highs staying well below freezing, while July brings pleasantly warm days. Fewer adults hold a four-year degree than in many places, and the Fox River runs in or beside town.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, restaurants and hotels, and the building trades also employing many. Across Schoolcraft County, some of the largest workplaces are Schoolcraft Memorial Hospital, ProAmpac and Manistique Area Schools. Commutes are long, and very few people work from home.
Things to do. The Fox River, in or beside town, is the nearest water, and Seney National Wildlife Refuge is a protected area a short drive away. Manistique Lake is also a short drive off. For a longer outing, Pictured Rocks National Lakeshore is a protected area a longer drive away.
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- 190households
- 17%of adults have a degree
- 36 mintypical commute
- 2%work from home
What people in Schoolcraft County work in
Employed residents by industry, from the Census survey. Schoolcraft County had 2,764 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 7°; warmest in July, with highs near 77° and lows near 53°.
Average daily high and low, 1991–2020, at the Engadine Mdot weather station, 19 miles away (NOAA).
Largest workplaces in Schoolcraft County
- Schoolcraft Memorial HospitalCritical access hospital193FTE
- ProAmpacPaper mills104
- Jack's Foods of Menominee90
- Manistique Area SchoolsSchool district89FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 194 people in all across the county; Germfask has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
FEMA rates every natural hazard here relatively low or very low.
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Schoolcraft County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Schoolcraft County.
Germfask home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Germfask$234,255
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Germfask15
Zip codes with a Germfask address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Germfask — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.