Gifford, Illinois.
Typical home $225,881 (+9.2% in a year). Champaign-Urbana, IL metro.
to buy the typical home at today's mortgage rate — +$612 (+107%) since Jan 2020.
- 1 year
- Up $18,953 +9%
- $206,927$225,881 since Sep 2025
- 5 years
- Up $49,795 +28%
- $176,086$225,881 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gifford$1,186
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Gifford, IL rose 9.2% over the past year — faster than the nation's +1.2%.
Living in Gifford, Champaign County, Illinois
Gifford is a village of 911 people in Champaign County. Half its households earn more than $76,964 a year and half less, against $63,683 across Champaign County; 7% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Champaign County was 3.9% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gifford is a small village in Champaign County where almost everyone owns their home, and residents are older than in most American towns. Household incomes are above the county's, and fewer residents live in poverty than you might expect. Winters are cold, with January the coldest month and freezing nights, and summers turn hot by July; rain and melted snow add up to a fair amount over the year.
Work. Residents work mainly in schools, hospitals and social care, with shops, manufacturing, and banks, insurance and property also employing many. Commutes are fairly long, since most jobs lie outside the village, and only a small number of people work from home. Across Champaign County, the largest workplaces include the University of Illinois Urbana-Champaign and Carle Foundation Hospital.
Things to do. The Octave Chanute Aerospace Museum is a short drive away. A longer drive brings you to Krannert Art Museum, a museum on the university side of the county, and to Kickapoo State Recreation Area, a protected area with rivers and woods to explore.
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- 347households
- 21%of adults have a degree
- 7%below the poverty line
- 25 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Champaign County had 95,049 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 88° and lows near 64°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rantoul weather station, 7 miles away (NOAA).
Largest workplaces in Champaign County
- University of Illinois Urbana-ChampaignUniversity or college12,905
- Carle Foundation HospitalGeneral hospital3,498FTE
- Champaign CUSD 4School district1,953FTE
- University of Illinois System OfficesUniversity or college1,057
- FedExCourier and express delivery services1,031
- Urbana SD 116School district805FTE
- Parkland CollegeTwo-year college724
- Mahomet-Seymour CUSD 3School district533FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 205 workplaces with 20 or more staff, 64,246 people in all across the county; Gifford has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gifford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Champaign County and the Champaign-Urbana, IL metro.
Gifford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gifford$225,881
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Gifford6
Zip codes with a Gifford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gifford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.