States · Minnesota · Benton County

Gilman, Minnesota.

Typical home $264,457 (+1.6% in a year). St. Cloud, MN metro.

What it costs per month · Gilman $1,388/mo

to buy the typical home at today's mortgage rate — +$564 (+68%) since Feb 2022.

What the home itself did
1 year
Up $4,078 +2%
$260,379$264,457 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Gilman $1,388 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Gilman$1,388
  • Minnesota$1,831
  • United States$1,922

Typical home values in Gilman, MN rose 1.6% over the past year — faster than the nation's +1.2%.

Living in Gilman, Benton County, Minnesota

Gilman is a city of 226 people in Benton County. Unemployment in Benton County was 5.2% in August 2026, and the county had 1.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 226 in the 2020 census; median age 34.5
Household income Too few homes in Gilman for the Census survey to measure.
Unemployment 5.2% Benton County, August 2026; 4.6% a year before
Homes Too few homes in Gilman for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Gilman is a very small city in Benton County, Minnesota, with a population smaller than most towns people think of as small. Its residents are younger than in many rural communities, and few live below the poverty line. Homes here sit at a typical value well within reach of what many Minnesota towns ask. Winters are cold and snowy, with January the coldest month, while July brings warm summer days and the year ends up fairly wet once rain and melted snow are counted.

Work. Many residents work in schools, hospitals and social care, with manufacturing, the building trades and professional and business services also employing a good share. Fewer adults here hold a four-year degree than across much of the country, and a typical commute takes a fair stretch of time behind the wheel, though some people work from home. Across Benton County, some of the largest workplaces are Sauk Rapids-rice Public Schools, Foundation for healthcare Continuums and J-Berd Mechanical Contractors. Unemployment across the county has risen a little over the past year, and the county has fewer jobs than it did the year before.

Things to do. The Elk River is a short drive away and suits anyone who likes to spend time beside moving water. A longer drive brings Donovan Lake, a lake for fishing and relaxing on the shore, and Sherburne National Wildlife Refuge, a protected area of open country and wildlife. Rum River State Forest, also a longer drive away, offers wooded ground for walking.

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  • 91households
  • 16%of adults have a degree
  • 4%below the poverty line
  • 25 mintypical commute
  • 11%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Manufacturing19%
  • Building trades13%
  • Professional and business services10%
  • Transport, warehouses and utilities10%
  • Other services9%

Employed residents by industry, from the Census survey. Benton County had 17,097 jobs in 2025, 1.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 20° and 0°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 20° 0° F M A M J J 80° 58° A S O N D
Average daily high and low for each month: coldest in January, 20° and 0°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 20° 0° F M A M J J 80° 58° A S O N D

Coldest in January, with highs near 20° and lows near 0°; warmest in July, with highs near 80° and lows near 58°. About 30 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Rice weather station, 13 miles away (NOAA).

Largest workplaces in Benton County

  1. Sauk Rapids-rice Public SchoolsSchool district588FTE
  2. Foundation for healthcare ContinuumsNursing homes578
  3. J-Berd Mechanical ContractorsPlumbing and heating contractors524
  4. KRC NC Sauk Rapids Various MobileConstruction management, highway, road, street and bridge372
  5. Foodservice Minnesota365
  6. Toppan Merrill LLC SartellPrint shops, digital279
  7. Foley Public School DistrictSchool district265FTE
  8. Coborn's263

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 67 workplaces with 20 or more staff, 7,912 people in all across the county; Gilman has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. DroughtRelatively moderate
  3. HailRelatively moderate
  4. TornadoesRelatively moderate
  5. Cold wavesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gilman’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County and the St. Cloud, MN metro.

Gilman home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2022 2023 2024 2025 2026 Gilman $264,457 Minnesota $348,778 United States $366,157
$250,000 $300,000 $350,000 2022 2024 2026
  • Gilman$264,457
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Zip codes with a Gilman address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gilman — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.