Gilt Edge, Tennessee.
Typical home $221,621 (+2.2% in a year). Memphis, TN-MS-AR metro.
to buy the typical home at today's mortgage rate — +$455 (+64%) since Feb 2022.
- 1 year
- Up $4,842 +2%
- $216,779$221,621 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gilt Edge$1,163
- Tennessee$1,737
- United States$1,922
Typical home values in Gilt Edge, TN rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Gilt Edge, Tipton County, Tennessee
Gilt Edge is a city of 476 people in Tipton County. Half its households earn more than $77,031 a year and half less, against $74,127 across Tipton County; 14% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Tipton County was 3.9% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Tipton County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gilt Edge is a very small Tennessee city in Tipton County, home to people whose median age sits in the early middle years of life. Most homes are lived in by their owners, and household incomes run a little above the county's, though a noticeable number of residents live below the poverty line. Winters are cold, with January the coldest month and only a dusting of snow in a typical year, while summers turn hot by July and the rain falls steadily through the year.
Work. Residents work mainly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Tipton County, some of the largest workplaces are Tipton County Schools, Unilever Manufacturing (US) and Baptist MEM Hospital Tipton County. Commutes tend to be long, and relatively few people work from home.
Things to do. Close by, a short drive away, are the Lower Hatchie National Wildlife Refuge, a protected area for walking and watching wildlife, and Fort Pillow State Park, which is also an archaeological site. The Nodena Site, another archaeological site, is likewise a short drive away. For a day out in the city, the Memphis Zoo is a longer drive away.
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- 181households
- 16%of adults have a degree
- 14%below the poverty line
- 37 mintypical commute
- 10%work from home
What people in Tipton County work in
Employed residents by industry, from the Census survey. Tipton County had 11,924 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 28°; warmest in July, with highs near 89° and lows near 69°. About 2 inches of snow and 56 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Covington Southwest weather station, 7 miles away (NOAA).
Largest workplaces in Tipton County
- Tipton County SchoolsSchool district1,557FTE
- Unilever Manufacturing (US)Ice cream manufacturing760
- Jay-Ton ConstructionFoundation, building, poured concrete, contractors553
- CharmsConfectionery, nonchocolate, manufacturing413
- Baptist MEM Hospital Tipton CountyGeneral hospital411FTE
- WalmartWarehouse clubs and supercenters327
- Industrial PaintingPainting contractors269
- United States Cold StorageRefrigerated warehouse and storage178
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 3,415 people in all across the county; Gilt Edge has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- EarthquakesRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gilt Edge’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tipton County and the Memphis, TN-MS-AR metro.
Gilt Edge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gilt Edge$221,621
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Gilt Edge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gilt Edge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.