Giltner, Nebraska.
Typical home $308,535 (+4.5% in a year).
to buy the typical home at today's mortgage rate — +$919 (+131%) since Jan 2020.
- 1 year
- Up $13,306 +5%
- $295,229$308,535 since Sep 2025
- 5 years
- Up $90,665 +42%
- $217,871$308,535 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Giltner$1,619
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Giltner, NE rose 4.5% over the past year — faster than the nation's +1.2%.
Living in Giltner, Hamilton County, Nebraska
Giltner is a village of 406 people in Hamilton County. Half its households earn more than $73,250 a year and half less, against $83,994 across Hamilton County; 5% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Hamilton County was 1.9% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Hamilton County work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Giltner is a very small village in Hamilton County, Nebraska, where most homes are lived in by their owners and residents tend to be older than in the country as a whole. Household incomes run below the county's, and relatively few adults hold a four-year degree. Winters are cold and snowy, summers are warm, and precipitation through the year is moderate.
Work. Residents work mainly in schools, hospitals and social care, in farming, in shops, and in banking, insurance and property. Across Hamilton County, some of the largest workplaces are Mars Petcare, Memorial Community Health and Aurora Public Schools. Unemployment in the county is low, and the number of jobs there slipped slightly last year.
Things to do. For an outing, The Plainsman Museum is a museum a longer drive away, and the IOOF Opera House is a theatre, also a longer drive away. Hastings Museum is another museum a longer drive away, for those who like to spend a day looking at local history and collections.
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- 161households
- 19%of adults have a degree
- 5%below the poverty line
- 19 mintypical commute
- 6%work from home
What people in Hamilton County work in
Employed residents by industry, from the Census survey. Hamilton County had 3,974 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 15°; warmest in July, with highs near 86° and lows near 65°. About 27 inches of snow and 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aurora weather station, 10 miles away (NOAA).
Largest workplaces in Hamilton County
- Mars PetcareDog and cat food, manufacturing236
- Memorial Community HealthCritical access hospital194FTE
- Aurora Public SchoolsSchool district192FTE
- Chief IndustriesBuildings, mobile, commercial use, manufacturing161
- Aurora Cooperative - Corporate OfficeGrain elevators merchant wholesalers grain137
- XPOFreight transportation80
- KAAPA Partners AuroraDenatured alcohol manufacturing54
- Giltner Public SchoolsSchool district45FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 829 people in all across the county; Giltner has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- HailVery high
- DroughtRelatively high
- Winter weatherRelatively high
- Ice stormsRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Giltner’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County.
Giltner home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Giltner$308,535
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Giltner address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Giltner — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.