States · Ohio · Trumbull County

Girard, Ohio.

Typical home $153,540 (+6.5% in a year), asking rent $1,085 . Youngstown-Warren-Boardman, OH-PA metro.

Property tax and schools in Girard

Girard’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Girard is in Trumbull County, where its property tax is set. Its homes there are in 4 school districts: Girard City, Liberty Local, Mathews Local and Niles City. Check your own bill.

What it costs per month · Girard $806/mo

to buy the typical home at today's mortgage rate — +$500 (+163%) since Jan 2020.

What the home itself did
1 year
Up $9,436 +7%
$144,104$153,540 since Sep 2025
5 years
Up $48,857 +47%
$104,683$153,540 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Girard $806 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Girard$806
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Girard, OH rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Girard, Trumbull County, Ohio

Girard is a city of 9,603 people in Trumbull County. Half its households earn more than $52,550 a year and half less, against $56,435 across Trumbull County; 20% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Trumbull County was 5.1% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 9,603 in the 2020 census; median age 43.7
Household income $52,550 the median, give or take $10,554 · Trumbull County: $56,435
Unemployment 5.1% Trumbull County, August 2026; 5.6% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Girard is a small city in Trumbull County, Ohio, with a population that skews somewhat older than the typical American community. Incomes run below the county's, and more residents live below the poverty line than most would expect, yet most households own the homes they live in. Winters are cold and snowy, with January the coldest month, while July brings warm summer days and rain or melted snow falls throughout the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, restaurants and hotels, and shops also employing many. The Girard City School District is among the largest workplaces in town, alongside UPS and Metalico Girard. Commutes are short, and few people work from home. Across the county, jobs slipped a little last year, and unemployment has eased compared with a year earlier.

Things to do. A short drive away, the Butler Institute of American Art is a museum devoted to American painting, and Mill Creek Park is a large protected area of woods and waterways for walking. Fellows Riverside Gardens, a botanical garden, is also a short drive away. Those willing to travel further can reach Pymatuning State Park, a protected area set around a lake, on a longer drive.

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  • 4,376households
  • 20%of adults have a degree
  • 20%below the poverty line
  • 18 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Manufacturing14%
  • Restaurants, hotels and entertainment13%
  • Shops (retail)12%
  • Professional and business services11%
  • Other services8%

Employed residents by industry, from the Census survey. Trumbull County had 65,092 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 19°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 19° F M A M J J 83° 60° A S O N D
Average daily high and low for each month: coldest in January, 34° and 19°; warmest in July, 83° and 60° 20° 40° 60° 80° J 34° 19° F M A M J J 83° 60° A S O N D

Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 83° and lows near 60°. About 68 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Youngstown Regional Airport weather station, 6 miles away (NOAA).

Largest workplaces in Girard

  1. Girard City School DistrictSchool district309FTE
  2. UPSCouriers and express delivery services234
  3. Metalico GirardRecyclable materials merchant wholesalers99
  4. Ohio Valley WasteGarbage collection services74
  5. Yellowstone IndustrialGalvanizing metals and metal products for the trade65
  6. Morgan Engineering Systems Inc. (3)Overhead traveling cranes manufacturing33
  7. Brainard Rivet CompanyBolts, metal, manufacturing26
  8. GirardMail and parcel delivery26

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 578 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windrelatively high in parts of GirardRelatively moderate
  2. HailRelatively moderate
  3. Winter weatherRelatively moderate
  4. TornadoesRelatively moderate
  5. LightningRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Girard’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Trumbull County and the Youngstown-Warren-Boardman, OH-PA metro.

Girard home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Girard $153,540 Ohio $245,982 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Girard$153,540
  • Ohio$245,982
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Girard listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Girard 28.53% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Girard28.53%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Girard 55
20 40 60 80 2018 2022 2026
  • Girard55

New listings per month

Sellers arriving at the market.

5 10 15 20 2026 Girard 16
5 10 15 20 2026
  • Girard16

Zip codes with a Girard address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Girard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Girard