Girard, Pennsylvania.
. Erie, PA metro.
to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pennsylvania$1,507
- United States$1,922
Living in Girard, Erie County, Pennsylvania
Girard is a borough of 2,993 people in Erie County. Unemployment in Erie County was 3.9% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Erie County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Girard is a small borough in Erie County, in the northwest corner of Pennsylvania. It is a quiet, close-knit place, with an income level a little below the county's and a low share of people living in poverty. Winters are cold, with January the coldest month and a great deal of snow through the season, while summers turn comfortably warm and the year brings plenty of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Girard Schools is among the largest workplaces in the borough, along with Emsco Group, which makes utility containers, and Thomas Erie, a maker of caps and tops. Commutes are short, and very few people work from home. Unemployment across Erie County has eased compared with a year ago.
Things to do. Erie Bluffs State Park, a protected area, and Walnut Creek, a river, are both a short drive away. A longer drive leads to Presque Isle State Park, one of the best known protected areas on this stretch of Lake Erie, and to Waldameer Park, an amusement park. These give a mix of quiet time outdoors and a day out for visiting family.
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- 1,479households
- 9%below the poverty line
- 17 mintypical commute
- 3%work from home
What people in Erie County work in
Employed residents by industry, from the Census survey. Erie County had 119,834 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 21°; warmest in July, with highs near 81° and lows near 64°. About 104 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Erie International Airport weather station, 9 miles away (NOAA).
Largest workplaces in Girard
- Girard SDSchool district227FTE
- Thomas ErieCaps and tops, bottle, metal, stamping48
- Emsco GroupUtility containers, plastics, manufacturing45
- EmscoUtility containers, plastics, manufacturing40
- Country Fair 29Convenience food stores21
- GirardMail and parcel delivery21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 175 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively high
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Girard’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Erie County and the Erie, PA metro.
Girard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Girard14
New listings per month
Sellers arriving at the market.
- Girard7
Zip codes with a Girard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Girard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.