Goshen, New York.
Typical home $574,376 (+4.3% in a year), asking rent $2,814 . Poughkeepsie-Newburgh-Middletown, NY metro.
to buy the typical home at today's mortgage rate — +$399 (+15%) since Jan 2024.
- 1 year
- Up $23,640 +4%
- $550,737$574,376 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Goshen$3,015
- New York$2,755
- United States$1,922
Typical home values in Goshen, NY rose 4.3% over the past year — faster than the nation's +1.2%.
Owning the typical home in Goshen runs $1,734/mo more than renting one. The gap peaked at $2,086 in Aug 2025.
That is $4,548 a month against $2,814 rent: a $2,896 mortgage payment, plus $1,040 property tax and $612 insurance & upkeep.
Owning vs renting — Goshen
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,548
- Renting$2,814
- Mortgage only$2,896
Property tax · $1,040/mo 2.19% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, NY
Insurance & upkeep · $612/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Goshen, Orange County, New York
Goshen is a village of 5,777 people in Orange County. Half its households earn more than $104,643 a year and half less, against $97,178 across Orange County; 2% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Orange County was 4.3% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Goshen is a village in Orange County, New York, home to a population on the older side, with more owners than renters in its homes. Household incomes run above the county's, and very few residents live below the poverty line. Winters are cold, with January the coldest month, and summers are warm, with rain and melted snow spread through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Among the largest workplaces in Goshen are the Goshen Central School District, Dana Distributors and Sapphire Nursing and Rehab at Goshen. The commute is a fairly long one, and a modest share of people work from home.
Things to do. Legoland New York, an amusement park, and Good Time Park, a race track, are both in or beside town. Tomahawk Lake is a lake a short drive away, and the United States Military Academy, a museum, is a longer drive away.
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- 2,344households
- 40%of adults have a degree
- 2%below the poverty line
- 27 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 154,905 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Middletown Northwest weather station, 8 miles away (NOAA).
Largest workplaces in Goshen
- Goshen Central School DistrictSchool district474FTE
- Dana DistributorsBeverages, wine and distilled spirits, merchant wholesalers172
- Sapphire Nursing and Rehab at GoshenSkilled nursing facilities129
- Konica MinoltaCrating goods for shipping70
- Blaser SwisslubeGreases, petroleum lubricating, made from refined petroleum62
- GoshenMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 459 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Goshen’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Poughkeepsie-Newburgh-Middletown, NY metro.
Goshen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Goshen$574,376
- New York$524,942
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 6 Goshen listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Goshen17.05%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Goshen51
New listings per month
Sellers arriving at the market.
- Goshen12
Zip codes with a Goshen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Goshen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.