Grafton, Nebraska.
Typical home $179,898 (+6.6% in a year).
to buy the typical home at today's mortgage rate — +$549 (+139%) since Jan 2020.
- 1 year
- Up $11,103 +7%
- $168,795$179,898 since Sep 2025
- 5 years
- Up $52,246 +41%
- $127,652$179,898 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Grafton$944
- Nebraska$1,461
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Grafton, NE rose 6.6% over the past year — faster than the nation's +1.2%.
Living in Grafton, Fillmore County, Nebraska
Grafton is a village of 106 people in Fillmore County. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Fillmore County was 2.0% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Fillmore County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Grafton is a village in Fillmore County, Nebraska, with very few residents, so life here is quiet and unhurried. Most homes are lived in by their owners rather than rented. Winters are cold and snowy, summers are hot, and rain falls steadily through the year.
Work. Many residents work in schools, hospitals and social care, in manufacturing, in farming, forestry and mining, or in local shops. Jobs across the county have held roughly steady over the past year, and unemployment is low. Fewer adults hold a degree than across most of the country, and working from home is uncommon, so most people head out to a job each day.
Things to do. Junction Motor Speedway, a race track, is just a short drive away and is the nearest outing. Lee's Legendary Marbles and Collectables and The Plainsman Museum are both museums a longer drive off, and either makes a good day trip.
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- 12%of adults have a degree
- 7%work from home
What people in Fillmore County work in
Employed residents by industry, from the Census survey. Fillmore County had 2,378 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 13°; warmest in July, with highs near 87° and lows near 64°. About 25 inches of snow and 27 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fairmont weather station, 6 miles away (NOAA).
Largest workplaces in Fillmore County
- Fillmore County HospitalCritical access hospital150FTE
- Horizontal Boring & Tunneling CoUtility line, construction105
- Fillmore Central Public SchsSchool district98FTE
- Vetter Senior LivingNursing homes84
- Poet Bioprocessing FairmontDenatured alcohol manufacturing61
- Shickley Public SchoolsSchool district38FTE
- NE Nitro GenevaAnhydrous ammonia manufacturing35
- Exeter-milligan Public SchoolsSchool district34FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 339 people in all across the county; Grafton has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- Winter weatherVery high
- DroughtRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Grafton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fillmore County.
Grafton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Grafton$179,898
- Nebraska$278,299
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Grafton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Grafton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.