States · Ohio · Lorain County

Grafton, Ohio.

Typical home $314,126 (+5.6% in a year). Cleveland-Elyria, OH metro.

Property tax and schools in Grafton

Grafton’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Grafton is in Lorain County, where its property tax is set. Its homes there are in the Midview Local school district. Check your own bill.

What it costs per month · Grafton $1,649/mo

to buy the typical home at today's mortgage rate — +$948 (+135%) since Jan 2020.

What the home itself did
1 year
Up $16,688 +6%
$297,438$314,126 since Sep 2025
5 years
Up $80,593 +35%
$233,533$314,126 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Grafton $1,649 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Grafton$1,649
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Grafton, OH rose 5.6% over the past year — faster than the nation's +1.2%.

Living in Grafton, Lorain County, Ohio

Grafton is a village of 5,895 people in Lorain County. Half its households earn more than $90,724 a year and half less, against $73,347 across Lorain County; 9% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Lorain County was 1.8% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 5,895 in the 2020 census; median age 41.8
Household income $90,724 the median, give or take $11,430 · Lorain County: $73,347
Unemployment 1.8% Lorain County, August 2026; 3.7% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Grafton is a village in Lorain County, and most homes in it are lived in by their owners, more than is typical for the country. Household incomes run well above the county's, and the population is a little older than the national picture, with many adults who have been settled there a good while. Winters are cold and snowy, summers warm, and the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and government also well represented. The commute is a fairly long one, and only a small number of people work from home. Across Lorain County, the largest workplaces include Ford Motor Company, which makes trucks, Lorain County Community College and Oberlin College.

Things to do. The Black River is a short drive away, and so is the Allen Memorial Art Museum, a museum of art. For a longer outing, Cuyahoga Valley National Park is a national park a longer drive away, and the Cleveland Museum of Art is a museum, also a longer drive away.

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  • 853households
  • 11%of adults have a degree
  • 9%below the poverty line
  • 27 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Manufacturing22%
  • Professional and business services10%
  • Government8%
  • Banks, insurance and property7%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Lorain County had 99,738 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 22°; warmest in July, 85° and 65° 20° 40° 60° 80° J 36° 22° F M A M J J 85° 65° A S O N D
Average daily high and low for each month: coldest in January, 36° and 22°; warmest in July, 85° and 65° 20° 40° 60° 80° J 36° 22° F M A M J J 85° 65° A S O N D

Coldest in January, with highs near 36° and lows near 22°; warmest in July, with highs near 85° and lows near 65°. About 44 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Elyria East weather station, 7 miles away (NOAA).

Largest employers in Lorain County

  1. The Cleveland Clinic Foundation2,875
  2. Lorain County1,904
  3. University Hospitals1,850
  4. Ford Motor Company - Avon Lake1,773
  5. Mercy Health Lorain1,751
  6. Wal-Mart Stores Inc.1,300
  7. Lorain County Community College1,267
  8. Oberlin College1,068

From Lorain County’s annual financial report for 2024, its schedule of principal employers (its source: “Number of employees obtained from the W2's from our Tax Department”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Winter weatherRelatively high
  2. Ice stormsRelatively moderate
  3. HailRelatively moderate
  4. Strong windRelatively moderate
  5. TornadoesRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Grafton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lorain County and the Cleveland-Elyria, OH metro.

Grafton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Grafton $314,126 Ohio $245,982 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Grafton$314,126
  • Ohio$245,982
  • United States$366,157
Property tax, 2026 roll $3,792/yr median bill inside Grafton, effective 1.26% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Sellers are cutting prices on about 1 in 6 Grafton listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 27.5% 2026 Grafton 16.21% United States 26.90%
17.5% 20.0% 22.5% 25.0% 27.5% 2026
  • Grafton16.21%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Grafton 31
25 50 75 2018 2022 2026
  • Grafton31

New listings per month

Sellers arriving at the market.

5 10 15 2026 Grafton 15
5 10 15 2026
  • Grafton15

Zip codes with a Grafton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Grafton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Grafton