Graham, Kentucky.
Typical home $83,956 (-4.8% in a year). Central City, KY metro.
to buy the typical home at today's mortgage rate — +$191 (+77%) since Jan 2020.
- 1 year
- Down $4,213 -5%
- $88,170$83,956 since Sep 2025
- 5 years
- Down $9,530 -10%
- $93,486$83,956 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Graham$441
- Kentucky$1,212
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Graham, KY fell 4.8% over the past year — slower than the nation's +1.2%.
Living in Graham, Muhlenberg County, Kentucky
The Census does not count Graham on its own, so the figures here are Muhlenberg County's. Half the county's households earn more than $51,927 a year and half less; 18% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Muhlenberg County was 4.9% in August 2026, and the county had 3.0% fewer jobs in 2025 than the year before. The most people in Muhlenberg County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Graham is a small community in Muhlenberg County in western Kentucky. Across the county, the population is older on average than in much of the country, and most homes are lived in by their owners. Summers are hot and winters are cold, with a good deal of rain and melted snow through the year.
Work. Across Muhlenberg County, unemployment is lower than it was a year earlier, though the number of jobs has slipped from the year before. Many residents work in schools, hospitals and social care, manufacturing, shops, or the building trades, and fewer adults hold a degree than across the country. Most people drive to work, and few work from home.
Things to do. Indian Knoll, an archaeological site a longer drive away, is one of the best known places nearby. Those who enjoy the outdoors can visit Lake Malone, a lake a longer drive away, or Pennyrile Forest State Resort Park, a protected area also a longer drive away.
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- 12,123households
- 43.2median age
- 15%of adults have a degree
- 18%below the poverty line
- 27 mintypical commute
- 4%work from home
What people in Muhlenberg County work in
Employed residents by industry, from the Census survey. Muhlenberg County had 7,845 jobs in 2025, 3.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 28°; warmest in July, with highs near 89° and lows near 70°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Madisonville weather station, 13 miles away (NOAA).
Largest workplaces in Muhlenberg County
- Muhlenberg County SchoolsSchool district695FTE
- Muhlenberg Community HospitalGeneral hospital388FTE
- WalmartWarehouse clubs and supercenters279
- Plastic Products Co., Inc. - GreenvilleBowls and bowl covers, plastics, manufacturing109
- Maple Health and RehabilitationHomes for the elderly with nursing care106
- Dyno NobelMannitol hexanitrate explosive materials manufacturing86
- Cal-Maine FoodsChicken egg production78
- Kroger Louisville KMASupermarkets and other grocery except convenience stores60
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,387 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- DroughtRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Muhlenberg County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Muhlenberg County and the Central City, KY metro.
Graham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Graham$83,956
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Graham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Graham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.