Gratiot, Wisconsin.
Typical home $268,251 (+14.5% in a year).
to buy the typical home at today's mortgage rate — +$813 (+137%) since Feb 2021.
- 1 year
- Up $34,065 +15%
- $234,185$268,251 since Sep 2025
- 5 years
- Up $76,519 +40%
- $191,732$268,251 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Gratiot$1,408
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Gratiot, WI rose 14.5% over the past year — faster than the nation's +1.2%.
Living in Gratiot, Lafayette County, Wisconsin
Gratiot is a village of 224 people in Lafayette County. Unemployment in Lafayette County was 2.5% in August 2026, and the county had 2.6% fewer jobs in 2025 than the year before. The most people in Lafayette County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Gratiot is a very small village in Lafayette County, in the farm country of southwestern Wisconsin. The population is small enough that neighbors are likely to know one another, and the typical resident is somewhat older than the typical American. Homes here are valued below what many buyers would expect to pay in larger metro areas, and few adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and the year is fairly wet overall.
Work. People who live in Gratiot work mostly in schools, hospitals and social care, in manufacturing, on farms and in forestry, and in shops. Across Lafayette County, some of the largest workplaces are Mexican Cheese Producers, the Darlington Community School District and Memorial Hospital of Lafayette CTY. Very few residents work from home, and the typical drive to work is a fairly long one. Unemployment across the county has stayed low, though the county has fewer jobs than it did a year earlier.
Things to do. Apple River Canyon State Park, a protected area, is a short drive away and suits walking and time outdoors. Also a short drive away are Fort Hamilton, a historic fort, and the East Branch Pecatonica River. For a longer outing, Yellowstone Lake State Park is another protected area a longer drive away.
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- 143households
- 12%of adults have a degree
- 26 mintypical commute
- 1%work from home
What people in Lafayette County work in
Employed residents by industry, from the Census survey. Lafayette County had 4,934 jobs in 2025, 2.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 8°; warmest in July, with highs near 82° and lows near 60°. About 36 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Darlington Wwtp weather station, 8 miles away (NOAA).
Largest workplaces in Lafayette County
- Mexican Cheese ProducersCheese manufacturing220
- Darlington Community School DistrictSchool district132FTE
- Memorial Hospital of Lafayette CTYCritical access hospital121FTE
- Wisconsin Whey Protein - DarlingtonWhey, raw, liquid, manufacturing117
- J&R UndergroundSubstation and switching station, power transmission line, construction99
- V&V Supremo Foods90
- Prairie Farms Dairy - Shullsburg CreameryCheese manufacturing87
- Pecatonica Area School DistrictSchool district68FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 946 people in all across the county; Gratiot has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Lafayette County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lafayette County.
Gratiot home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Gratiot$268,251
- Wisconsin$337,196
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Gratiot address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gratiot — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.