Grayson, Georgia.
Typical home $425,407 (-2.7% in a year), asking rent $1,926 (+2.7%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$1,200 (+116%) since Jan 2020.
- 1 year
- Down $11,698 -3%
- $437,105$425,407 since Sep 2025
- 5 years
- Up $63,163 +17%
- $362,243$425,407 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Grayson$2,233
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Grayson, GA fell 2.7% over the past year — slower than the nation's +1.2%.
Asking rents in Grayson, GA rose 2.7% over the past year — in step with the nation.
Owning the typical home in Grayson runs $1,099/mo more than renting one. The gap peaked at $1,425 in Oct 2023.
That is $3,025 a month against $1,926 rent: a $2,233 mortgage payment, plus $337 property tax and $455 insurance & upkeep.
Owning vs renting — Grayson
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,025
- Renting$1,926
- Mortgage only$2,233
Property tax · $337/mo 0.95% of value a year — the ACS 2020-2024 median bill over the median home value for Gwinnett County, GA
Insurance & upkeep · $455/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Grayson, Gwinnett County, Georgia
Grayson is a city of 4,730 people in Gwinnett County. Half its households earn more than $131,293 a year and half less, against $87,890 across Gwinnett County; 4% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Gwinnett County was 3.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Gwinnett County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Grayson is a small city in Gwinnett County where nearly all homes are lived in by their owners, a far higher share than is typical across the country. Household incomes run well above the county's, and relatively few residents live below the poverty line. Homes here are not cheap, and rents are on the high side too. Winters are mild, with little or no snow, and summers are hot, with a good deal of rain through the year.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and the building trades. Within Grayson itself, one of the larger workplaces is the Kroger supermarket, and an assisted living facility and the mail and parcel delivery service also employ people locally. The typical commute is a fairly long one, and only a small share of people work from home. Unemployment in the county is low and has eased slightly over the past year.
Things to do. For a day out, the best known options are in Atlanta, a longer drive away: Mercedes-Benz Stadium for big games and events, and the Georgia Aquarium, which is one of the city's main family attractions. Lake Lanier, a large reservoir, is also a longer drive and a popular place for time on the water.
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- 33%of adults have a degree
- 4%below the poverty line
- 30 mintypical commute
- 8%work from home
What people in Gwinnett County work in
Employed residents by industry, from the Census survey. Gwinnett County had 390,169 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 32°; warmest in July, with highs near 89° and lows near 68°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Winder 4S weather station, 14 miles away (NOAA).
Largest workplaces in Grayson
- Kroger Atlanta KMASupermarkets and other grocery except convenience stores111
- PslgAssisted living facilities for the elderly57
- GraysonMail and parcel delivery31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 199 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Grayson’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gwinnett County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Grayson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Grayson$425,407
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 3 Grayson listings, and the typical home goes pending in 36 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Grayson37.12%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Grayson36
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Grayson152
New listings per month
Sellers arriving at the market.
- Grayson29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Grayson$408,208
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Grayson97.72%
Zip codes with a Grayson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Grayson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.