Guilderland, New York.
. Albany-Schenectady-Troy, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Guilderland, Albany County, New York
Guilderland is a town of 36,848 people in Albany County. Half its households earn more than $112,273 a year and half less, against $85,333 across Albany County; 6% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Albany County was 3.9% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Guilderland is a suburban town in Albany County where most homes are lived in by their owners, and household incomes run well above the county's. Far fewer residents live below the poverty line than is typical, and most adults hold a four-year degree. Winters are cold and snowy, with January highs just above freezing, while summer days in July turn warm.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, government and shops close behind. The largest workplaces in town include Guilderland Central School District, LIFE-2 MercyCare Lane-SPHP and Hannaford. The typical commute is a moderate one, and a fair number of people work from home.
Things to do. Black Creek runs in or beside town, and John Boyd Thacher State Park, a protected area, is a short drive away. Albany Pine Bush, also a protected area, is a short drive away too. For a museum outing, the New York State Museum is a longer drive.
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- 14,697households
- 58%of adults have a degree
- 6%below the poverty line
- 21 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Albany County had 235,826 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 84° and lows near 62°. About 59 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Albany Airport weather station, 8 miles away (NOAA).
Largest workplaces in Guilderland
- Guilderland Central School DistrictSchool district898FTE
- LIFE-2 MercyCare Lane-SPHPHomes for the elderly with nursing care255
- HannafordGrocery stores202
- The Grand Rehabilitation and Nursing at GuilderlandNursing homes134
- Peregrine GuilderlandAssisted-living facilities without on-site nursing care facilities75
- DiGesare MechanicalPlumbing and heating contractors70
- Maine Course Hospitality Group - Homewood Suites/Tru HotelsHotels51
- Met Weld InternationalFilters, industrial and general line, manufacturing50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 991 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Ice stormsRelatively high
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Albany County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Albany County and the Albany-Schenectady-Troy, NY metro.
Guilderland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Guilderland6
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Guilderland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Guilderland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.