States · California · Merced County

Gustine, California.

Typical home $418,670 (-0.5% in a year). Merced, CA metro.

What it costs per month · Gustine $2,197/mo

to buy the typical home at today's mortgage rate — +$1,108 (+102%) since Jan 2020.

What the home itself did
1 year
Down $2,262 -1%
$420,933$418,670 since Sep 2025
5 years
Up $38,543 +10%
$380,127$418,670 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Gustine $2,197 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Gustine$2,197
  • California$3,997
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in Gustine, CA fell 0.5% over the past year — slower than the nation's +1.2%.

Living in Gustine, Merced County, California

Gustine is a city of 6,110 people in Merced County. Half its households earn more than $59,532 a year and half less, against $65,510 across Merced County; 4% of its people live below the poverty line. Unemployment in Merced County was 8.9% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in shops, then transport and warehouses.

People 6,110 in the 2020 census
Household income $59,532 the median, give or take $13,591 · Merced County: $65,510
Unemployment 8.9% Merced County, August 2026; 9.4% a year before
Homes Too few homes in Gustine for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Gustine is a small city in Merced County, in California's Central Valley. Household incomes here run below the county's, and the typical home is worth a good deal, while only a small share of residents live below the poverty line. Few adults hold a four-year degree, and very few work from home.

Work. Residents work mostly in shops, in transport, warehouses and utilities, in manufacturing, and in schools, hospitals and social care. The largest workplaces in Gustine are Saputo Cheese USA Inc. Gustine, which processes milk, along with Gustine Unified, the school district, and JF4 Enterprises, a hazardous waste collection service. Across Merced County, unemployment is a little lower than a year ago, and the number of jobs grew slightly over the past year.

Things to do. Winters are mild, with little or no snow, while summers run very hot and rainfall is light. Within a short drive are Great Valley Grasslands State Park and George J. Hatfield State Recreation Area, both protected areas, as well as Kesterson National Wildlife Refuge. San Luis Reservoir, a larger body of water, is a longer drive away.

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  • 2,503households
  • 8%of adults have a degree
  • 4%below the poverty line
  • 2%work from home

What residents work in

  • Shops (retail)17%
  • Transport, warehouses and utilities14%
  • Manufacturing12%
  • Schools, hospitals and social care12%
  • Restaurants, hotels and entertainment9%
  • Professional and business services8%

Employed residents by industry, from the Census survey. Merced County had 85,663 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 60° and 38°; warmest in July, 100° and 62° 40° 60° 80° 100° J 60° 38° F M A M J J 100° 62° A S O N D
Average daily high and low for each month: coldest in January, 60° and 38°; warmest in July, 100° and 62° 40° 60° 80° 100° J 60° 38° F M A M J J 100° 62° A S O N D

Coldest in January, with highs near 60° and lows near 38°; warmest in July, with highs near 100° and lows near 62°. About 12 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Newman weather station, 2 miles away (NOAA).

Largest workplaces in Gustine

  1. Saputo Cheese USA Inc. GustineMilk processing manufacturing342
  2. Gustine UnifiedSchool district189FTE
  3. JF4 EnterprisesHazardous waste collection services57

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 399 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtVery high
  2. EarthquakesVery high
  3. Heat wavesRelatively high
  4. Inland floodingRelatively high
  5. WildfireRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Gustine’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Merced County and the Merced, CA metro.

Gustine home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Gustine $418,670 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Gustine$418,670
  • California$761,538
  • United States$366,157
Property tax, 2026 roll $2,540/yr median bill inside Gustine, effective 0.62% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Gustine 17
10 20 30 2018 2022 2026
  • Gustine17

New listings per month

Sellers arriving at the market.

3 4 5 6 2026 Gustine 6
3 4 5 6 2026
  • Gustine6

Zip codes with a Gustine address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Gustine — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Gustine