Guthrie, Kentucky.
Typical home $196,521 (-7.3% in a year).
to buy the typical home at today's mortgage rate — +$613 (+146%) since Jan 2020.
- 1 year
- Down $15,384 -7%
- $211,905$196,521 since Sep 2025
- 5 years
- Up $55,392 +39%
- $141,129$196,521 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Guthrie$1,031
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Guthrie, KY fell 7.3% over the past year — slower than the nation's +1.2%.
Living in Guthrie, Todd County, Kentucky
Guthrie is a city of 1,330 people in Todd County. Unemployment in Todd County was 3.5% in August 2026, and the county had 4.6% more jobs in 2025 than the year before. The most people in Todd County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Guthrie is a small city in Todd County, Kentucky, with a younger population than many small towns, a fairly low share of adults holding a four-year degree, and incomes in the county that sit modestly in the middle of the range. Winters are cold, with January the coldest month and nights that fall well below freezing, while summers turn hot by July. Rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, farming and forestry, and shops. Within Guthrie, Koppers Guthrie, which makes and treats crossties, 31W Insulation Company, a drywall and insulation contractor, and the Food Giant grocery store are among the largest workplaces. Unemployment in Todd County is low and has barely changed from a year earlier, and the county has added jobs over the past year.
Things to do. The Robert Penn Warren Museum is in or beside town. A short drive away are Port Royal State Park, a protected area, and Bell Witch Cave, a well-known tourist attraction. Passenger Creek, a river, is also a short drive away, and Dunbar Cave State Park is a longer drive.
Report a mistake
- 11%of adults have a degree
- 12%work from home
What people in Todd County work in
Employed residents by industry, from the Census survey. Todd County had 2,941 jobs in 2025, 4.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 24°; warmest in July, with highs near 88° and lows near 69°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Elkton weather station, 11 miles away (NOAA).
Largest workplaces in Guthrie
- Koppers GuthrieCrossties, treating49
- 31W Insulation CompanyDrywall and insulation contractors33
- #516 Food GiantSupermarkets and other grocery stores22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 104 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- HailRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Guthrie’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Todd County.
Guthrie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Guthrie$196,521
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Guthrie10
Zip codes with a Guthrie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Guthrie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.