Hackensack, New Jersey.
Typical home $463,130 (+3.8% in a year), asking rent $2,723 (+3.5%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,275 (+110%) since Jan 2020.
- 1 year
- Up $16,858 +4%
- $446,272$463,130 since Sep 2025
- 5 years
- Up $95,105 +26%
- $368,025$463,130 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hackensack$2,431
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Hackensack, NJ rose 3.8% over the past year — faster than the nation's +1.2%.
Asking rents in Hackensack, NJ rose 3.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Hackensack runs $824/mo more than renting one. The gap peaked at $832 in Jan 2025.
That is $3,546 a month against $2,723 rent: a $2,431 mortgage payment, plus $620 property tax and $496 insurance & upkeep.
Owning vs renting — Hackensack
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,546
- Renting$2,723
- Mortgage only$2,431
Property tax · $620/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Bergen County, NJ
Insurance & upkeep · $496/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Hackensack, Bergen County, New Jersey
Hackensack is a city of 46,030 people in Bergen County. Half its households earn more than $84,277 a year and half less, against $124,884 across Bergen County; 12% of its people live below the poverty line. 37% of its homes are lived in by their owners and 63% are rented. Unemployment in Hackensack was 4.9% in August 2026, and Bergen County had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hackensack is a city and the seat of Bergen County, with a population that is mostly renters rather than owners. Incomes run well below the county's, and the typical home and the typical rent both sit at a high level. Residents are a little older than the national middle, and a good share hold a four-year degree. Winters are cold, with January the coldest month and some snow, summers turn hot in July, and rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. The largest workplaces in the city include Hackensack University Medical Center, Confident Care and the Hackensack School District. Unemployment has eased compared with a year earlier, though across Bergen County the number of jobs slipped slightly last year. The typical commute is a fairly long one, and a modest share of workers do their jobs from home.
Things to do. Central Park is a garden of the kind that fills a good afternoon, and it is a short drive away. The Metropolitan Museum of Art is a short drive off as well. The Bronx Zoo is also a short drive away, while the Statue of Liberty, a tourist attraction, is a longer drive.
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- 20,214households
- 42%of adults have a degree
- 12%below the poverty line
- 29 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 26°; warmest in July, with highs near 87° and lows near 69°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Teterboro Airport weather station, 3 miles away (NOAA).
Largest workplaces in Hackensack
- Hackensack University Medical CenterGeneral hospital6,606FTE
- Confident CareHome health care agencies1,425
- Hackensack School DistrictSchool district856FTE
- J. Fletcher Creamer & SonConstruction management, highway, road, street and bridge819
- HMG-HMH Medical Group Specialty CaPhyscians' offices622
- Joseph M. SanzariRoad construction352
- Costco WholesaleWholesale grocer314
- National Labor Strategies LLC (2)Temporary staffing services281
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 32 workplaces with 20 or more staff, 14,378 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherrelatively high in parts of HackensackRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hackensack’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Hackensack home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hackensack$463,130
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 6 Hackensack listings, and the typical home goes pending in 34 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hackensack17.50%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Hackensack34
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hackensack126
New listings per month
Sellers arriving at the market.
- Hackensack37
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hackensack$391,942
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Hackensack100.77%
Zip codes with a Hackensack address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hackensack — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.