Hamden, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Hamden, Delaware County, New York
Hamden is a town of 1,137 people in Delaware County. Half its households earn more than $64,457 a year and half less, against $63,337 across Delaware County; 11% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hamden is a small town in Delaware County, New York, with a small population even by the standards of the county. Nearly everyone lives in a home they own, and household incomes run a little above the county's. Winters are cold and snowy, with January the coldest month, while summers are warm and the year brings a good deal of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing, and professional and business services also employing many. Across Delaware County, some of the largest workplaces are Amphenol Aerospace, SUNY College of Technology at Delhi and Saputo Cheese USA. Jobs across the county have slipped slightly over the past year, and a fair number of residents work from home.
Things to do. Water is the main draw nearby. Bagley Brook runs in or beside town, and the Little Delaware River and Pepacton Reservoir are both a short drive away. Brydon Lake, also a short drive off, is another place for a quiet day beside the water.
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- 514households
- 31%of adults have a degree
- 11%below the poverty line
- 24 mintypical commute
- 9%work from home
What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 12°; warmest in July, with highs near 80° and lows near 55°. About 71 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Delhi Southeast weather station, 5 miles away (NOAA).
Largest workplaces in Delaware County
- Amphenol AerospaceConnectors, electronic, manufacturing1,003
- SUNY College of Technology at DelhiUniversity or college494
- SpecGxPatent medicine preparations manufacturing485
- Saputo Cheese USAMilk processing manufacturing241
- Sportsfield SpecialtiesSporting goods manufacturing208
- Sidney Central School DistrictSchool district185FTE
- Personal HealthcareSkilled nursing facilities180
- Walton Central School DistrictSchool district172FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,614 people in all across the county; Hamden has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- LandslidesRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Delaware County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Hamden home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hamden9
Zip codes with a Hamden address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hamden — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.