States · Wisconsin · Saint Croix County

Hammond, Wisconsin.

Typical home $379,772 (+3.2% in a year). Minneapolis-St. Paul-Bloomington, MN-WI metro.

What it costs per month · Hammond $1,993/mo

to buy the typical home at today's mortgage rate — +$1,103 (+124%) since Jan 2020.

What the home itself did
1 year
Up $11,841 +3%
$367,932$379,772 since Sep 2025
5 years
Up $75,985 +25%
$303,787$379,772 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hammond $1,993 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hammond$1,993
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Hammond, WI rose 3.2% over the past year — faster than the nation's +1.2%.

Living in Hammond, St. Croix County, Wisconsin

Hammond is a village of 1,873 people in St. Croix County. Half its households earn more than $82,721 a year and half less, against $103,046 across St. Croix County; 17% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in St. Croix County was 3.4% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,873 in the 2020 census; median age 35.9
Household income $82,721 the median, give or take $15,525 · St. Croix County: $103,046
Unemployment 3.4% St. Croix County, August 2026; 3.2% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hammond is a village in St. Croix County, Wisconsin, with a younger population than many small towns. Household incomes run below the county's, and more people live below the poverty line than you might expect from the county as a whole. Most homes are lived in by their owners, and a four-year degree is held by a smaller group of adults than in many communities. Winters are cold, with January the coldest month, and a good deal of snow falls each year; summers are warm, with July the warmest month.

Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing a good number. Within Hammond itself, the Saint Croix Central School District is among the largest workplaces, alongside the trucking firm Dohrn Transfer Company and the nursing home operator Hammond Health Services. The typical commute is a fairly long one, and some people work from home. Across St. Croix County, unemployment is low and the number of jobs has edged up from the year before.

Things to do. The Rush River runs in or beside town, a quiet stretch of water close to home. A longer drive brings you to Willow River State Park and Kinnickinnic State Park, both protected areas with trails and river scenery. Afton Alps, a ski area, is also a longer drive away and suits the snowy winters.

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  • 759households
  • 30%of adults have a degree
  • 17%below the poverty line
  • 28 mintypical commute
  • 10%work from home

What residents work in

  • Schools, hospitals and social care21%
  • Manufacturing20%
  • Professional and business services10%
  • Shops (retail)9%
  • Building trades8%
  • Transport, warehouses and utilities5%

Employed residents by industry, from the Census survey. St. Croix County had 37,379 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 20° and 2°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 20° 2° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 20° and 2°; warmest in July, 79° and 59° 0° 20° 40° 60° 80° J 20° 2° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 20° and lows near 2°; warmest in July, with highs near 79° and lows near 59°. About 43 inches of snow and 33 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Baldwin weather station, 2 miles away (NOAA).

Largest workplaces in Hammond

  1. Saint Croix Central School DistrictSchool district246FTE
  2. Russ Davis WholesaleBerries, fresh, merchant wholesalers173
  3. Dohrn Transfer CompanyTrucking, general freight, long-distance, less-than-truckload74
  4. Hammond Health ServicesNursing homes48
  5. Fresh LogisticsRefrigerated products trucking, long-distance47
  6. Noble-XMachine shops37

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 379 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. HailRelatively moderate
  3. TornadoesRelatively moderate
  4. Cold wavesRelatively moderate
  5. LightningRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Croix County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Croix County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.

Hammond home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Hammond $379,772 Wisconsin $337,196 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Hammond$379,772
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $4,401/yr median bill inside Hammond, effective 1.25% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Hammond listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2025 2026 Hammond 19
5 10 15 20 25 2025 2026
  • Hammond19

New listings per month

Sellers arriving at the market.

4 5 6 7 2026 Hammond 7
4 5 6 7 2026
  • Hammond7

Zip codes with a Hammond address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hammond — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hammond