Hancock, New York.
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to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Hancock, Delaware County, New York
Hancock is a village of 908 people in Delaware County. Half its households earn more than $51,765 a year and half less, against $63,337 across Delaware County. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hancock is a small village in Delaware County, where the branches of the Delaware River come together. Winters are cold, with January the coldest month and snow adding to the year's wet weather, while summers are warm. Household incomes here run below the county's, and a four-year degree is less common among adults than in many places.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing, and in professional and business services. Across Delaware County, some of the largest workplaces are Amphenol Aerospace, SUNY College of Technology at Delhi and SpecGx. The county had slightly fewer jobs last year than the year before, and unemployment is a little higher than it was a year ago.
Things to do. The East Branch Delaware River and the West Branch Delaware River both run in or beside town, so there is water close by for walking along or fishing. Busfield Pond is a small lake in or beside town, and Cannonsville Reservoir is a larger body of water a short drive away. Cadosia Creek, another stream in or beside town, adds to the quiet water nearby.
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- 372households
- 21%of adults have a degree
- 8%work from home
What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 82° and lows near 59°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Deposit weather station, 11 miles away (NOAA).
Largest workplaces in Delaware County
- Amphenol AerospaceConnectors, electronic, manufacturing1,003
- SUNY College of Technology at DelhiUniversity or college494
- SpecGxPatent medicine preparations manufacturing485
- Saputo Cheese USAMilk processing manufacturing241
- Sportsfield SpecialtiesSporting goods manufacturing208
- Sidney Central School DistrictSchool district185FTE
- Personal HealthcareSkilled nursing facilities180
- Walton Central School DistrictSchool district172FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,614 people in all across the county; Hancock has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Winter weatherRelatively high
- LandslidesRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hancock’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Hancock home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 7 Hancock listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hancock15.32%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hancock22
Zip codes with a Hancock address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hancock — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.