Hardeeville, South Carolina.
Typical home $434,794 (-6.5% in a year), asking rent $1,658 (-3.3%). Hilton Head Island-Bluffton, SC metro.
to buy the typical home at today's mortgage rate — +$1,351 (+145%) since Jan 2020.
- 1 year
- Down $30,323 -7%
- $465,118$434,794 since Sep 2025
- 5 years
- Up $106,226 +32%
- $328,569$434,794 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hardeeville$2,282
- South Carolina$1,597
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Hardeeville, SC fell 6.5% over the past year — slower than the nation's +1.2%.
Asking rents in Hardeeville, SC fell 3.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Hardeeville runs $1,296/mo more than renting one. The gap peaked at $1,546 in May 2025.
That is $2,954 a month against $1,658 rent: a $2,282 mortgage payment, plus $206 property tax and $465 insurance & upkeep.
Owning vs renting — Hardeeville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,954
- Renting$1,658
- Mortgage only$2,282
Property tax · $206/mo 0.57% of value a year — the ACS 2020-2024 median bill over the median home value for Jasper County, SC
Insurance & upkeep · $465/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Hardeeville, Jasper County, South Carolina
Hardeeville is a city of 7,473 people in Jasper County. Half its households earn more than $78,365 a year and half less, against $65,613 across Jasper County; 12% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Jasper County was 4.3% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hardeeville is a small city in Jasper County whose residents are older than in most American towns, with many people well past retirement age. Most homes are lived in by their owners, and household incomes run above the county's, though a fair number of residents still live below the poverty line. Winters are mild, with little or no snow, summers are hot, and the rain is spread through the year.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in shops and in the building trades. Among the largest workplaces in Hardeeville are Lowcountry Hauling, Waste Pro of South Carolina and Minto - Hilton Head Construction, Land and Mastercare. Unemployment in Jasper County is lower than a year ago, and the county has added a few more jobs. A typical commute is a fairly short drive, and some people work from home.
Things to do. The Savannah National Wildlife Refuge is a protected area a short drive away, and Abercorn Creek, also a short drive off, is a quiet stretch of water. Farther afield, a longer drive takes you to Fort Pulaski National Monument, a historic fort, and to Forsyth Park, a park in Savannah.
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- 5,238households
- 43%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Jasper County had 11,144 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 40°; warmest in July, with highs near 92° and lows near 74°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Savannah International Airport weather station, 15 miles away (NOAA).
Largest workplaces in Hardeeville
- Lowcountry Hauling69
- Minto - Hilton Head Construction, Land and MastercareResidential construction, single-family, general contractors61
- Waste Pro of South Carolina34
- Greif (RG HARDEEVILLE)Materials recovery facilities30
- Riverton Pointe27
- CAWGrocery stores21
- Minto - Hilton Head SalesResidential construction, single-family, general contractors20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 262 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningRelatively high
- Heat wavesRelatively high
- WildfireRelatively moderate
- Coastal floodingrelatively high in parts of HardeevilleRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Hardeeville’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jasper County and the Hilton Head Island-Bluffton, SC metro.
Hardeeville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hardeeville$434,794
- South Carolina$304,319
- United States$366,157
Sellers are cutting prices on about 1 in 4 Hardeeville listings, and the typical home goes pending in 64 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Hardeeville28.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Hardeeville64
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hardeeville175
New listings per month
Sellers arriving at the market.
- Hardeeville37
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Hardeeville$452,581
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Hardeeville97.72%
Zip codes with a Hardeeville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hardeeville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.