States · New Jersey · Warren County

Hardwick Township, New Jersey.

Typical home $491,560 (+1.6% in a year). Allentown-Bethlehem-Easton, PA-NJ metro.

What it costs per month · Hardwick Township $2,580/mo

to buy the typical home at today's mortgage rate — +$1,365 (+112%) since Jan 2020.

What the home itself did
1 year
Up $7,609 +2%
$483,952$491,560 since Sep 2025
5 years
Up $66,412 +16%
$425,149$491,560 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Hardwick Township $2,580 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Hardwick Township$2,580
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Hardwick Township, NJ rose 1.6% over the past year — faster than the nation's +1.2%.

Living in Hardwick Township, Warren County, New Jersey

Hardwick Township is a township of 1,598 people in Warren County. Half its households earn more than $124,625 a year and half less, against $100,869 across Warren County; 5% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Warren County was 4.6% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.

People 1,598 in the 2020 census; median age 47.0
Household income $124,625 the median, give or take $16,159 · Warren County: $100,869
Unemployment 4.6% Warren County, August 2026; 5.6% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hardwick Township is a small rural township in Warren County where residents tend to be older than in most places, and nearly everyone owns the home they live in. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect. Winters are cold and snowy, summers are warm, and precipitation is plentiful through the year.

Work. Many residents work in schools, hospitals and social care, the building trades, and professional and business services, with others in restaurants, hotels and entertainment. Across Warren County, some of the largest workplaces are the Phillipsburg School District, St Lukes Warren Hospital and Hackettstown Medical Center. Commutes are fairly long, and a good number of people work from home.

Things to do. A short drive away, Worthington State Forest and the Delaware Water Gap National Recreation Area offer protected woodland and river scenery for walking and time outdoors. Bushkill Falls, a waterfall, is also a short drive away. Sunfish Pond, a lake, makes another nearby outing.

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  • 519households
  • 38%of adults have a degree
  • 5%below the poverty line
  • 34 mintypical commute
  • 18%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Building trades14%
  • Professional and business services13%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)12%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Warren County had 33,915 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 84° and 61° 20° 40° 60° 80° J 36° 19° F M A M J J 84° 61° A S O N D
Average daily high and low for each month: coldest in January, 36° and 19°; warmest in July, 84° and 61° 20° 40° 60° 80° J 36° 19° F M A M J J 84° 61° A S O N D

Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 84° and lows near 61°. About 42 inches of snow and 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the East Stroudsburg weather station, 11 miles away (NOAA).

Largest workplaces in Warren County

  1. Phillipsburg School DistrictSchool district729FTE
  2. St Lukes Warren HospitalGeneral hospital681FTE
  3. Hackettstown Medical CenterGeneral hospital502FTE
  4. Mars Wrigley Confectionery USLiquor, chocolate, made from purchased chocolate435
  5. WalmartWarehouse clubs and supercenters390
  6. Hackettstown Public School DistrictSchool district357FTE
  7. Centenary UniversityUniversity or college343
  8. SIMOS Insourcing SolutionsStaffing323

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 65 workplaces with 20 or more staff, 8,001 people in all across the county; Hardwick Township has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively moderate
  3. Inland floodingRelatively moderate
  4. Winter weatherRelatively moderate
  5. DroughtRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Warren County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Warren County and the Allentown-Bethlehem-Easton, PA-NJ metro.

Hardwick Township home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Hardwick Township $491,560 New Jersey $575,123 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Hardwick Township$491,560
  • New Jersey$575,123
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

2 5 8 10 2026 Hardwick Township 6
2 5 8 10 2026
  • Hardwick Township6

Zip codes with a Hardwick Township address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hardwick Township — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.