Hardy, Kentucky.
Typical home $77,754 (-12.5% in a year).
to buy the typical home at today's mortgage rate — +$136 (+50%) since Jan 2020.
- 1 year
- Down $11,157 -13%
- $88,912$77,754 since Sep 2025
- 5 years
- Down $12,595 -14%
- $90,349$77,754 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hardy$408
- Kentucky$1,212
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Hardy, KY fell 12.5% over the past year — slower than the nation's +1.2%.
Living in Hardy, Pike County, Kentucky
The Census does not count Hardy on its own, so the figures here are Pike County's. Half the county's households earn more than $44,312 a year and half less; 24% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Pike County was 6.1% in August 2026, and the county had 1.9% fewer jobs in 2025 than the year before. The most people in Pike County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hardy is a small community in Pike County, in the hills of eastern Kentucky. Across Pike County, most homes are lived in by their owners, and the typical home value sits well below the national figure. Winters are cold and bring some snow, summers are hot, and rain falls heavily through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops and in restaurants, hotels and entertainment, with professional and business services also employing many people. Across the county, the number of jobs dipped slightly last year, while unemployment has stayed about the same over the past year. A larger share of people live below the poverty line than in most of the country, and fewer adults hold a college degree than the national average. Commutes are fairly short, and few people work from home.
Things to do. Breaks Interstate Park, a protected area a longer drive away, is one of the best known outdoor places nearby. The West Virginia Mine Wars Museum, a short drive away, tells the story of the region's coal mining history. Blackberry Creek, a river a short drive away, is another local spot for time outdoors.
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- 24,284households
- 43.3median age
- 18%of adults have a degree
- 24%below the poverty line
- 25 mintypical commute
- 6%work from home
What people in Pike County work in
Employed residents by industry, from the Census survey. Pike County had 20,166 jobs in 2025, 1.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 26°; warmest in July, with highs near 89° and lows near 66°. About 13 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Williamson weather station, 6 miles away (NOAA).
Largest workplaces in Pike County
- Pikeville Medical CenterGeneral hospital2,832FTE
- Pike County SchoolsSchool district1,340FTE
- University of PikevilleUniversity or college440
- WalmartWarehouse clubs and supercenters438
- KYTC District 12321
- Kellogg CompanyBakery products, dry, manufacturing314
- WalmartWarehouse clubs and supercenters273
- TUG Valley ARHGeneral hospital272FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 4,157 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
- Winter weatherRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Pike County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pike County.
Hardy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hardy$77,754
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Hardy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hardy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.